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2516 River Oaks Dr, Waxhaw, NC, 28173

5beds
4baths
3,425sqft
$699,900
$204price/sqft
$4,507/moest. monthly cost
$180,280/yrincome needed

About This Home

Nice full-brick estate situated in the highly sought-after River Oaks community of Waxhaw. This home makes a grand first impression with its stately curb appeal, professional landscaping, and a side-load two-car garage. Step through the arched entry into a soaring two-story foyer featuring hardwood floors that set the tone for the rest of the residence. The main level is designed for both sophisticated entertaining and comfortable daily living. The impressive great room is anchored by a cozy gas fireplace with a custom mantel, flanked by built-in cabinetry, and illuminated by a dramatic wall of floor-to-ceiling windows that bring the beauty of the outdoors inside. The dining room offers an elegant atmosphere with a deep tray ceiling and heavy crown molding, while the adjacent formal living room features sophisticated picture frame wainscoting. The chef’s kitchen serves as the heart of the home, boasting granite countertops, a center island with breakfast bar seating, stainless steel appliances, and a classic tile backsplash. The bright breakfast nook offers a sunny spot for morning coffee and provides seamless access to the expansive outdoor living space. The upper level is home to a large primary suite that serves as a true sanctuary, complete with a double tray ceiling and a massive walk-in closet. The spa-inspired ensuite bathroom features dual vanities, a deep garden soaking tub, and a separate glass-enclosed shower. The secondary bedrooms are generously sized with ample closet space, ensuring comfort for everyone. A massive, versatile bonus room offers endless possibilities for a home theater, playroom, or secondary office. The outdoor oasis is a standout feature of this property, centered around an oversized deck that overlooks a private, wooded backyard and a beautifully manicured lawn. Additional highlights include a dedicated laundry room with a utility sink, traditional Palladium windows, and high-end finishes throughout. Located in an award-winning Union County school district and just minutes from the charming shops, local parks, and dining of historic downtown Waxhaw, this home offers the perfect blend of luxury and convenience. Schedule your private tour today to experience this exceptional property firsthand. Roof & Gutters Replaced 2024.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
9/10
9/10
Marvin Ridge High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Soaking Tub
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,425

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,425
  • Total interior livable area: 3,425 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 06186190
  • Zoning: AJ5
  • Special condition: Estate

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.31 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$197$2,364
Property Taxes $452$5,424
Electricity $319$3,828
Total$4,507$54,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,525/yr
40% on housing$135,210/yr
45% on housing$120,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28173$253
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28173$235
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$825,000
2026-04-16Listed for sale$850,000
2019-08-29Listing removed$315,863
2019-08-27Price change$315,863
2019-08-25Price change$322,971
2019-08-22Price change$323,337
2019-08-21Price change$323,311
2019-08-18Listed for sale--
2008-05-02Sold$431,000

For Sale by Agent

AgentDaniel Koumou Nete
BrokerageKeller Williams South Park

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