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17157 Wood Duck Ct, Bend, OR, 97707

5beds
4baths
3,154sqft
$725,000
$230price/sqft
$5,111/moest. monthly cost
$204,440/yrincome needed

About This Home

Multigenerational living with river access, acreage, and income potential all in one. Two primary suites, two living areas, and a separate 1 bed, 1 bath ADU create a seamless setup for multigenerational living, guests, or added flexibility. The 4 bedroom, 3 bathroom main home is designed for both everyday comfort and entertaining, while a private community dock provides convenient year round river access. Set on a rare 1.21 acre double lot with seasonal access to the Deschutes River, this property offers a unique blend of space, flexibility, and lifestyle. Kayak or paddleboard from your backyard and enjoy peaceful surroundings with frequent elk and deer sightings. Recent updates include fresh interior paint, new carpet in bedrooms, updated lighting, and brand new wood trim throughout the home. Wraparound deck with hot tub, detached shop with office space, RV parking, new fencing, and a brand new wood shed complete this Central Oregon retreat.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
32
BikeSomewhat Bikeable

Schools

4/10
Three Rivers K-8 SchoolGrades K-83.1 mi
2/10
Lapine Senior High SchoolGrades 9-1210.6 mi
4/10
Caldera High SchoolGrades 9-1215.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land,Manufactured Home

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Granite Counters,In-Law Floorplan,Kitchen Island,Pantry,Primary Downstairs,Shower/Tub Combo,Smart Thermostat,Soaking Tub,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Fireplace features: Electric,Family Room,Gas,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Propane,Wood
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,674
  • Total interior livable area: 3,154 sqft

Property

Details

  • Parcel number: 125270
  • Zoning description: RR10, FP
  • Special condition: Standard
  • Exclusions: Personal property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Wrap Around
  • Exterior features: Dock
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Forest,Neighborhood,River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront

Lot

  • Lot size: 1.21 Acres
  • Features: Corner Lot,Landscaped,Level,Native Plants,Wooded

Parking

  • Total spaces: 5
  • Parking features: Attached,Driveway,Garage Door Opener,RV Access/Parking,Storage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$131$1,572
Property Taxes $1,029$12,348
Electricity $286$3,434
Total$5,111$61,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,234/yr
40% on housing$153,330/yr
45% on housing$136,293/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 97707$437
Deschutes County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 97707$442
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$725,000
2026-02-26Listed for sale$745,000
2024-08-08Sold$650,000
2024-07-18Pending sale$669,999
2024-06-24Price change$669,999
2024-04-15Price change$699,999
2024-04-04Pending sale$734,999
2024-02-29Listed for sale$734,999
2022-12-20Listing removed--
2022-12-17Listed for rent$2,400
2022-12-04Listing removed$649,000
2022-11-09Price change$649,000
2022-10-23Price change$699,000
2022-10-06Price change$715,000
2022-09-22Price change$749,000
2022-09-09Pending sale$774,000
2022-09-07Listed for sale$774,000
2022-08-15Contingent$774,000
2022-07-18Price change$774,000
2022-06-30Price change$799,000
2022-06-22Price change$849,000
2022-06-04Listed for sale$899,000
2021-07-22Listing removed--
2021-07-13Listed for rent$1,350
2020-05-09Listing removed$2,200
2020-01-15Listed for rent$2,200
2018-08-15Sold$479,900
2006-02-02Sold$355,000

For Sale by Agent

AgentKnipe Realty ERA Powered
BrokerageKnipe Realty ERA Powered

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