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51439 Morson St, La Pine, OR, 97739

2beds
3baths
1,892sqft
$574,000
$303price/sqft
$4,121/moest. monthly cost
$164,840/yrincome needed

About This Home

Recently renovated Northwest craftsman single level in the heart of La Pine offering 2 bedrooms plus a dedicated office, 2.5 baths, and 1,892 sq ft on a spacious .31-acre lot with stunning westerly views. The open great room floor plan features vaulted ceilings with exposed beams, rich oak hardwood floors, a cozy gas fireplace, powered window coverings, and abundant natural light throughout. The chef's island kitchen flows seamlessly into the dining area and inviting sunroom, complete with a functioning wood-burning stove/oven and panoramic breathtaking panoramic views to the west. The spacious primary suite includes a private bath with tile shower, double closets and direct access to an expansive cedar deck with hot tub--perfect for relaxing or entertaining. Additional highlights include an oversized garage with tool storage, 46' covered RV parking with 30-amp power, new roof in 2026 and new exterior paint in 2024. Ideally located near restaurants, shopping, schools, and recreation.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Lapine Elementary SchoolGrades K-50.5 mi
2/10
Lapine Middle SchoolGrades 6-80.5 mi
2/10
Lapine Senior High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3

Features

  • Built-in Features,Kitchen Island,Linen Closet,Open Floorplan,Primary Downstairs,Shower/Tub Combo,Stone Counters,Tile Counters,Tile Shower,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Wall Furnace
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,892
  • Total interior livable area: 1,892 sqft

Property

Details

  • Parcel number: 115191
  • Zoning description: LaPine-C
  • Special condition: Standard
  • Exclusions: wagon in back yard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Courtyard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Forest,Neighborhood,Panoramic,Park/Greenbelt,Territorial

Lot

  • Lot size: 0.31 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Detached Carport,Driveway,Garage Door Opener,RV Access/Parking,Shared Driveway,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Earthquake
Hail
Inland Flooding
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,902$34,824
Home Insurance *$170$2,040
Property Taxes $873$10,476
Electricity $176$2,119
Total$4,121$49,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,291/yr
40% on housing$123,630/yr
45% on housing$109,893/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 97739$364
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97739$283
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$658,000

For Sale by Agent

AgentJohn William Snippen
BrokerageRE/MAX Key Properties

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