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897 Fording Island Rd APT 2502, Bluffton, SC, 29910

2beds
2baths
1,001sqft
$219,000
$219price/sqft
$1,498/moest. monthly cost
$59,920/yrincome needed

About This Home

Awesome 2/2 villa аll οn οne level thаt iѕ updated and ready tο go. Τhis villa is as clean as they get. Pretty setting with gorgeous oaks and landscaping. Great bedroom separation works well as a roommate situation, work from home, or just an extra bedroom for guests. The updated kitchen has plenty of workspace and a washer and dryer right in the villa! No trips to the laundry mat. Plantation Point is centrally located to Kroger, dining, Old Town Bluffton, and so much more. In your complex, you will enjoy 2 pools, a clubhouse, and 2 fitness centers. Plenty of social activities to get out and meet your neighbors. This is a no-brainer with very low monthly fees. Tons of storage for a villa of this size- no need to rent additional space.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
Okatie Elementary SchoolGrades PK-55.6 mi
6/10
Bluffton Middle SchoolGrades 6-81.6 mi
9/10
May River HighGrades 9-127.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Asphalt
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Two Story
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Multiple Closets,Window Treatments,Entrance Foyer
  • Window features: Other,Window Treatments
  • Flooring: Carpet,Luxury Vinyl,Luxury VinylPlank,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,001 sqft

Property

Details

  • Special condition: None

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch
  • Has view: Yes
  • View description: Landscaped
  • Water view: Landscaped

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$96$1,152
Property Taxes $91$1,092
Electricity $204$2,449
Total$1,498$17,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,360/yr
40% on housing$44,940/yr
45% on housing$39,946/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 29910$436
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29910$275
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$219,000
2024-03-11Listing removed--
2024-02-29Listed for rent$1,700
2024-02-09Sold$230,000
2024-01-12Pending sale$239,900
2023-12-18Price change$239,900
2023-12-08Listed for sale$245,000
2016-11-18Listing removed$1,000
2013-11-13Listing removed$825
2013-10-29Listed for rent$825

For Sale by Agent

AgentLonnie Goulet
BrokerageCharter One Realty

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