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2656 Stonetrace Dr, Rock Hill, SC, 29730

3beds
3baths
2,533sqft
$494,000
$195price/sqft
$3,173/moest. monthly cost
$126,920/yrincome needed

About This Home

Beautiful home in the desirable Stonetrace subdivision, tucked away on a quiet cul-de-sac. This 3-bedroom, 2.5-bath home features elegant moldings throughout and a primary ensuite conveniently located on the main level. The spacious layout includes a bonus room and a loft area that is perfect for a home office or study. The kitchen offers a breakfast area and flows into an attached sitting room, ideal for everyday living or entertaining. Recent updates include a new roof (2024), HVAC replacement (2025), an encapsulated crawl space with a dehumidifier (2025), along with new carpet and fresh interior paint in 2026. Conveniently located near shopping, medical facilities, the hospital, and with easy access to the interstate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
3/10
5/10
South Pointe High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Stone Veneer,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Exhaust Hood
  • Laundry features: Electric Dryer Hookup,Mud Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Soaking Tub,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,533

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,533
  • Total interior livable area: 2,533 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 5360000221
  • Zoning: RD-I
  • Special condition: Standard
  • Other equipment: Surround Sound

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Side Porch
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Drought
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,497$29,964
Home Insurance *$215$2,580
Property Taxes $218$2,616
Electricity $243$2,922
Total$3,173$38,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,788/yr
40% on housing$95,190/yr
45% on housing$84,613/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 29730$135
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29730$203
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$494,000
2026-04-14Price change$499,000
2026-04-01Price change$514,000
2026-03-20Price change$524,000
2026-02-25Price change$529,000
2026-02-11Price change$534,900
2026-01-23Listed for sale$539,000
2012-03-28Sold$238,000
2012-03-09Pending sale$254,600
2012-03-09Listed for sale$254,600
2012-02-26Pending sale$254,600
2012-02-26Listed for sale$254,600
2012-02-24Pending sale$254,600
2011-07-28Price change$254,600
2010-12-10Price change$263,600
2010-03-19Listed for sale$279,000
2005-12-19Sold$266,500

For Sale by Agent

AgentKim Case
BrokerageHoward Hanna Allen Tate Rock Hill

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