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566 Cotton Field Rd, Rock Hill, SC, 29732

4beds
3baths
2,911sqft
$497,000
$171price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

This home blends classic elegance with modern comfort- From the elegant picture molding in the grand entryway to the custom-crafted columns framing the dining room.The main level features a welcoming sitting room/office, formal dining room and spacious kitchen with a center island-perfect for everyday living and entertaining.The family room showcases built-in cabinetry and flows seamlessly into the breakfast area, where a stunning see-through fireplace creates an inviting atmosphere shared between both spaces.Upstairs you will find a well designed floor plan with a built in office nook. The primary suite is a true retreat, offering generous space , new carpet just installed! Enjoy private fenced backyard and patio!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
South Pointe High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Stone Veneer,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Oven,Refrigerator,Tankless Water Heater,Washer/Dryer
  • Laundry features: Main Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Soaking Tub,Pantry
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room,See Through
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,911

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,911
  • Total interior livable area: 2,911 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 5940906088
  • Zoning: RC-I
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: In-Ground Irrigation
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.22 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,513$30,156
Home Insurance *$191$2,292
Property Taxes $219$2,628
Electricity $279$3,359
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 29732$165
York County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 29732$197
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Price change$497,000
2026-05-15Listed for sale$515,000
2023-03-29Sold$450,000
2023-03-02Pending sale$450,000
2023-02-28Listed for sale$450,000
2022-02-08Sold$405,000
2022-01-07Pending sale$375,000
2022-01-05Listed for sale$375,000
2015-07-15Sold$260,000
2015-06-04Listed for sale$272,000
2005-09-26Sold$261,136

For Sale by Agent

AgentSusan Robillard
BrokerageRinehart Realty Corp- Fort Mil

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