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209 W Moultrie St, Winnsboro, SC, 29180

2beds
2baths
1,702sqft
$169,750
$100price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

Charming one-level brick home situated on a spacious 1-acre lot with a border of mature trees creating a sense of privacy yet just a short 3-4 block walk to historic downtown Winnsboro. This 2-bedroom, 2-bath home offers 1702 sqft with a large welcoming foyer, hardwoods throughout and a functional layout full of character.The updated kitchen features new granite countertops, new cabinetry and new appliances-while also showcasing a builtin vintage section of cabinetry that adds warmth, character and timeless appeal, also a walk in pantry area. The separate dining room and living room are connected by elegant French doors, creating the perfect flow for entertaining or everyday living. Just off the living room, a side screened-in porch, ideal place to relax. The primary bedroom has a private bathroom. There is also a full bath conveniently located for guest and 2nd bedroom.Enjoy the rare combination of space and walkability with downtown shops, dining, and local events just 3-4 blocks away, plus a park only 2 blocks from home. A wonderful opportunity to own a classic brick home with historic charm in the heart of Winnsboro. New Roof 2/2026. Being sold As-Is. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Fairfield Middle SchoolGrades 7-81.6 mi
4/10

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Smooth Surface
  • Laundry features: Electric,Heated Space,Utility Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: French Doors,Floors-Hardwood,Molding
  • Level: Main

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Heat Pump 1st Lvl

Interior Area

  • Total structure area: 1,702
  • Total interior livable area: 1,702 sqft

Kitchen

  • Features: Floors-Hardwood,Pantry,Granite Counters,Cabinets-Other,Backsplash-Granite,Cabinets-Painted
  • Level: Main

Living Room

  • Features: Books,Floors-Hardwood,Molding,Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Main

Property

Details

  • Parcel number: 12601048004000

Features

  • Exterior features: Gutters - Full

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 210 x 20 x 207 x 70

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hurricane
Heat Wave
Winter Weather

FEMA Declared Disasters in Fairfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $858$10,296
Home Insurance *$154$1,848
Property Taxes $62$744
Electricity $204$2,449
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.2%
10.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 29180$242
Fairfield County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 29180
Fairfield County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$199,000
2006-05-11Sold$86,000

For Sale by Agent

AgentBecky L Haas
BrokerageJPAR Magnolia Group

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