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99-438 Ulune St, Aiea, HI, 96701

15beds
10baths
6,746sqft
$2,788,000
$413price/sqft
$17,532/moest. monthly cost
$701,280/yrincome needed

About This Home

Rare opportunity to own two newer homes on a spacious lot, ideal for investors, multigenerational living, or potential daycare use. This versatile property features 2 dwellings with separate kitchens, offering excellent flexibility for extended families or generating strong rental income. Constructed with solid materials and quality craftsmanship, these homes reflect pride of ownership and are built for long-term durability. The property also offers ample front yard space, perfect for additional parking or outdoor entertaining. Located in Halawa with convenient access to all parts of the island, this property is well-suited for both owner-occupants and tenants. Close proximity to Tripler, Fort Shafter, Pearl Harbor, Hickam, Camp Smith, and major freeways enhances its appeal, supporting strong rental demand and easy commuting. Whether you’re looking to accommodate multiple generations under one roof or secure a high-potential investment property with abundant living space, this is a unique opportunity you won’t want to miss.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Aiea Intermediate SchoolGrades 7-80.2 mi
6/10
Aiea High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Excellent,Good Condition
  • Year built: 2021

Materials

  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 15
  • Bathrooms: 10
  • Full bathrooms: 9
  • 1/2 bathrooms: 1

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 6,746
  • Total interior livable area: 6,746 sqft

Property

Details

  • Parcel number: 1990560190000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Has view: Yes
  • View description: Other
  • Frontage type: Other
  • Topography of land: Level,Sloping

Lot

  • Features: Cleared,Other,Level

Parking

  • Total spaces: 14
  • Parking features: Three or more Spaces,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Wildfire
Earthquake

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,097$169,164
Home Insurance *$524$6,288
Property Taxes $739$8,868
Electricity $2,172$26,068
Total$17,532$210,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$601,097/yr
40% on housing$525,960/yr
45% on housing$467,520/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 96701$503
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96701$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$2,888,000
2025-01-21Listed for sale$2,900,000
2024-09-22Contingent$2,900,000
2024-08-16Price change$2,900,000
2024-06-13Listed for sale$3,100,000
2020-01-06Listing removed$2,000
2020-01-05Listed for rent$2,000
2020-01-03Sold$799,000

For Sale by Agent

AgentJane Cheng-Liao
BrokerageSoldier To Soldier HI Realty

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