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2426 Ashford Dr, Newton, NC, 28658

3beds
2baths
1,233sqft
$299,900
$243price/sqft
$1,952/moest. monthly cost
$78,080/yrincome needed

About This Home

Excellent opportunity to own a three bedroom, two bath, full brick, ranch style home in Newton! This home boasts a newer roof (approximately 2020), newer HVAC (approximately 2020), fully fenced backyard, large outbuilding and a 12' x 26' RV/boat cover. Inside, you'll find a spacious living room and open kitchen/dining area which leads out to the huge covered, screened in deck perfect for entertaining. This home has been meticulously maintained, has the perfect blend of charm and functionality and is move in ready! Conveniently located just off of Startown Rd. near Highway 321, the property is 10 min from Maiden, less than 20 minutes to Lincolnton or Hickory and less than an hour from Charlotte Douglas International Airport. Based on it's location, it is also eligible for USDA (no down payment) loans. Schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Startown ElementaryGrades PK-60.4 mi
7/10
Maiden Middle SchoolGrades 7-84.5 mi
5/10
Maiden HighGrades 9-124.3 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range
  • Laundry features: In Hall,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,233

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,233
  • Total interior livable area: 1,233 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 362915538053
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Storage
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.35 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Drought
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$111$1,332
Property Taxes $125$1,500
Electricity $200$2,405
Total$1,952$23,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,925/yr
40% on housing$58,560/yr
45% on housing$52,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 28658$149
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28658$177
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$299,900
2026-06-17Price change$305,000
2026-05-15Listed for sale$310,000
2024-02-08Sold$275,000
2024-01-12Pending sale$279,900
2024-01-02Listed for sale$279,900
2014-12-29Sold$77,000
2014-11-01Listed for sale$85,000
2014-07-23Sold$61,200
2014-06-24Price change$61,200
2014-06-06Listed for sale--

For Sale by Agent

AgentJeff Wolfe
BrokerageFathom Realty NC LLC

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