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7016 Hyde St, Sherrills Ford, NC, 28673

4beds
2baths
2,580sqft
$975,000
$378price/sqft
$5,882/moest. monthly cost
$235,280/yrincome needed

About This Home

Welcome to an exceptional Lake Norman waterfront opportunity where outstanding value meets breathtaking water views. Situated along a peaceful, serene very wide portion of Lake Norman, this lovingly maintained waterfront home offers deep water, an oversized dock with plenty of room for family and friends, and a price point that is increasingly difficult to find on Lake Norman. Major exterior improvements provide confidence for years to come, including all-new vinyl siding, gutters, soffits, and fascia installed in 2025, along with a brand-new HVAC system in 2025. The oversized dock provides abundant space for entertaining, swimming, fishing, and boating, while the deep water offers excellent year-round access to Lake Norman. Built with solid construction, the home has been meticulously cared for and is move-in ready, with an American Home Shield Home Warranty included for added peace of mind. Perfect for a short-term Airbnb rental for extra income. The thoughtfully designed layout features two bedrooms and a full bath on the main level, with two additional bedrooms and another full bath on the lower level—perfect for hosting family and friends. A spacious laundry room with a utility sink and an additional refrigerator adds convenience and extra storage for lake weekends. Here, life slows down and every day feels like a getaway. Everything in the home is in good working order, allowing you to begin enjoying the lake from day one while updating for your personal taste at your own pace over time. Whether you're searching for a full-time residence, a weekend escape, or an investment property, this home offers exceptional flexibility. It may be purchased furnished or unfurnished, making your transition effortless. Step outside and embrace the tranquil beauty of the water. Whether you're sipping coffee at sunrise, enjoying quiet afternoons watching nature from one of two enclosed screened porches, or gathering with loved ones under the stars, the calm lake setting creates an atmosphere that is increasingly difficult to find. This is not a home defined by the latest trends—it's defined by comfort, care, exceptional value, and unforgettable moments on the water. With its recent major updates, flexible furnishings, American Home Shield Home Warranty, and peaceful setting, this lakefront retreat is ready for its next chapter—and for the memories you'll create there.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
Balls Creek ElementaryGrades PK-66.6 mi
4/10
Mill Creek MiddleGrades 7-85.6 mi
8/10
Bandys HighGrades PK,9-125.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Basement,Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,134
  • Finished area above ground: 1,446

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,446
  • Total interior livable area: 2,580 sqft

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 3697029664770000
  • Zoning: R-30
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Rear Porch,Screened
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Covered structure,Dock,Pier,Waterfront
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.64 Acres

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$315$3,780
Property Taxes $397$4,764
Electricity $240$2,883
Total$5,882$70,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,668/yr
40% on housing$176,460/yr
45% on housing$156,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$222
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$975,000
2021-06-11Sold$572,500
2021-03-31Contingent$599,900
2021-03-10Price change$599,900
2021-02-12Listed for sale$619,000
2016-11-14Listing removed$649,900
2016-08-26Listed for sale$649,900

For Sale by Agent

AgentGina Collias
BrokerageLake Homes Realty LLC

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