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9464 Riviera Dr, Sherrills Ford, NC, 28673

2beds
3baths
2,534sqft
$567,900
$224price/sqft
$3,509/moest. monthly cost
$140,360/yrincome needed

About This Home

WOW—Lake Norman water views from this fabulous ranch home with a finished basement! Step into this well-maintained home featuring beautiful LVP flooring, neutral paint, and an open kitchen with 42" cabinets, granite countertops, and a large pantry—tastefully finished throughout. The main level offers a spacious primary bedroom with ensuite, including a large walk-in closet and dual vanity. A second bedroom and full bath, laundry room, living room, breakfast area and oversized coat closet complete the main floor. The newly finished basement leaves nothing undone, featuring a mini -split system, and a bright, open layout with glass doors leading to the large backyard and lake views. Flexible basement space offers options for an additional living area, flex space, and a separate office or exercise room, plus a convenient half bath. Two separate storage areas provide ample space. Enjoy the opportunity to take in beautiful lake views and all this home has to offer. The neighborhood amenities include a boat ramp, firepit area, and picnic area less than 1/10 mile away—easily accessible by golf cart, walking, or biking. Refrigerator, washer, and dryer convey.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
3/10
Mill Creek MiddleGrades 7-88.9 mi
8/10
Bandys HighGrades PK,9-128.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Breakfast

  • Level: Main

Features

  • Finished area below ground: 1,216
  • Finished area above ground: 1,318

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Central,Ductless
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,318
  • Total interior livable area: 2,534 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4628014676560000
  • Zoning: R-30
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Boat Ramp – Community
  • Waterbody name: lake Norman

Lot

  • Lot size: 0.62 Acres
  • Features: Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,871$34,452
Home Insurance *$183$2,196
Property Taxes $219$2,628
Electricity $236$2,832
Total$3,509$42,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,308/yr
40% on housing$105,270/yr
45% on housing$93,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$225
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$587,900
2026-02-18Listed for sale$600,000
2021-01-08Sold$80,000
2021-01-06Contingent$90,000
2020-09-27Pending sale$90,000
2020-06-26Price change$90,000
2019-08-05Listed for sale$120,000
2019-05-01Listing removed$120,000
2018-04-30Listed for sale$120,000
2018-03-09Listing removed$120,000
2017-08-25Price change$120,000
2017-02-27Listed for sale$135,000
2016-11-14Listing removed$135,000
2016-08-07Listed for sale$135,000
2016-04-11Listing removed$135,000
2015-11-05Price change$135,000
2015-04-11Listed for sale$140,000
2006-11-08Sold$145,000
2006-09-12Sold$118,000
2006-04-04Sold$68,000

For Sale by Agent

AgentDon Gomez
BrokerageC-A-RE Realty

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