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75-5709 Kalawa St APT A3, Kailua Kona, HI, 96740

2beds
2baths
1,058sqft
$445,000
$421price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

Located in the heart of Kona this 2 bedroom 2 bath fee simple condo A3 features spacious living, tile and vinyl plank flooring, in-unit washer and dryer with a private lanai with mountain views to enjoy the tropical lifestyle. Kalawa Gardens is prime location that is minutes away from Downton Kona that offers restaurants, cafes and shops. The HOA fees cover water, sewer, trash and common area maintenance. Kalawa Gardens is a pet friendly (subject to board approval) community and short-term eligible which is a rare opportunity for a fee-simple ownership.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Kahakai Elementary SchoolGrades PK-52.0 mi
7/10
4/10
Kealakehe High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Double Wall

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Range,Range Hood,Refrigerator,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Elevator
  • Flooring: Ceramic Tile,Laminate
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 1,058
  • Total interior livable area: 1,058 sqft

Property

Details

  • Parcel number: 3750220470003
  • Attached to another structure: Yes
  • Zoning: RM-1
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Stone
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Features: Cul-De-Sac,Landscaped

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$114$1,368
Property Taxes $422$5,064
Electricity $374$4,497
Total$3,160$37,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 96740$1,115
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96740$701
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$445,000
2026-05-19Listed for sale$495,000
2017-01-06Sold$210,000
2016-12-01Pending sale$215,000
2016-11-19Listed for sale$215,000
2016-07-02Listing removed$209,000
2016-05-24Price change$209,000
2016-01-27Price change$199,900
2015-12-17Price change$205,000
2015-11-30Price change$209,000
2015-10-07Listed for sale$219,000
2003-12-17Sold$155,000
2002-04-18Sold$270,000

For Sale by Agent

AgentJennifer Gonzales
BrokerageAA Oceanfront Rentals and Sales

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