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285 Deer Ln, Saint Helena Island, SC, 29920

4beds
5baths
2,247sqft
$1,211,000
$539price/sqft
$7,614/moest. monthly cost
$304,560/yrincome needed

About This Home

This custom-built home by Sago Construction is perfectly situated on a quiet cul-de-sac in the sought-after Deer Lake subdivision, just steps from the neighborhood pool and playground. Thoughtfully designed with a large open living area that includes a wet bar for additional entertaining space. The spacious kitchen offers stainless steel appliances, custom cabinets, and a large island with farmhouse sink. Enjoy cool evenings and days by the inviting electric fireplace. With 4 bedrooms and 4 ½ baths, each bedroom enjoys its own ensuite bathroom, including two king suites and a bunk room. An additional upstairs living area or office space adds flexibility for work or relaxation, making this home ideal for both everyday living and entertaining. Outdoor living is just as impressive, with a large screened porch and an adjoining deck perfect for grilling and gatherings. Features such as engineered hardwood flooring, a metal roof, an outdoor shower, and parking for both cars and a golf cart enhance the home's coastal appeal. Just minutes from multiple beach accesses and resort amenities, this residence is being offered furnished with a few exceptions, creating a move-in ready retreat designed for Lowcountry living at its best.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

6/10
3/10
6/10
Beaufort High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Raised
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Wine Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wet Bar
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,247
  • Total interior livable area: 2,247 sqft

Property

Details

  • Parcel number: R400 033 00a 0298 0000
  • Zoning description: PUD

Features

  • Pool features: Community
  • Patio & porch: Deck,Porch,Screened Porch
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft

Parking

  • Parking features: Garage Faces Front,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Ice Storm
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,123$73,476
Home Insurance *$771$9,252
Property Taxes $504$6,048
Electricity $216$2,592
Total$7,614$91,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,051/yr
40% on housing$228,420/yr
45% on housing$203,040/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$539This listing

vs Other Active Listings

Avg $/sqft

ZIP 29920$279
Beaufort County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 29920$310
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-16Listed for sale$1,211,000
2022-05-03Sold$78,550
2022-03-15Contingent$79,900
2022-03-02Listed for sale$79,900
2021-12-01Listing removed--
2021-06-02Listed for sale$109,900
2020-05-01Listing removed$99,000
2019-03-20Price change$99,000
2018-04-24Listed for sale$114,900

For Sale by Agent

AgentLeslie Mitchell
BrokerageFripp Island Real Estate Co

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