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321 N College St, Cedartown, GA, 30125

4beds
3baths
2,700sqft
$415,000
$154price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Motivated Seller- Looking for a Multigenerational property or/and income producing that is in the heart of Cedartown then this is for you. There are 3 separate living spaces in one across from the historic Peek Forest Park. There are 6 bedrooms and 4 bathrooms on the property and over 3,400 finished square footage. See additional details below: Welcome to this timeless cape cod inspired home situated on a prominent corner lot. This 4-bedroom, 3-bath home built in 1945 is rich in character and architectural detail. From the moment you arrive, this home has curb appeal with its striking white exterior with black accents, steeply pitched roofline, and charming gabled entry. Brick steps lead to a welcoming front door, framed by manicured landscaping and traditional shutters. With its clean lines and enduring architectural details, this home blends historic character with understated elegance. The interior showcases original hardwood floors, custom molding throughout, vintage fixtures, gas log fireplace, and stunning built-ins in the dining room — preserving the home’s historic charm while offering modern comfort. The kitchen features custom cabinetry, solid surface countertops, and a cozy breakfast nook filled with natural light. Just off the main living areas, a sunroom overlooks the Peek’s park, creating a peaceful retreat perfect for morning coffee or evening relaxation. The primary suite offers plantation-style shutters and a spa-like bath complete with a large Jacuzzi tub nestled beneath a bay window — a true private sanctuary. Upstairs provides exceptional flexibility and can function as an guest suite, complete with its own bathroom, small kitchen area, and access to another sunroom — ideal for extended guests. The property also includes a spacious two-car garage that opens to a partially covered back deck. From there, you enter through a convenient drop zone and laundry room — thoughtfully designed for everyday living. Above the garage sits a separate two-bedroom, one-bath apartment, offering excellent income-producing potential or private guest accommodations. This home is in close proximity to Peek’s park, Big Springs, Silver Comet bike trail, and Downtown Cedartown. Blending historic craftsmanship, versatile living spaces, and income opportunity — all in a prime location — this home is truly a rare find.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
6/10
Cedartown Middle SchoolGrades 6-82.4 mi
5/10
Cedartown High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Crawl/Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Entrance Foyer,High Ceilings 9 ft Main,W
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: C19003

Features

  • Patio & porch: Deck,Front Porch
  • Exterior features: Wood,Brick
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Park

Lot

  • Lot size: 7,405 sqft
  • Features: Back Yard,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$314$3,768
Property Taxes $252$3,024
Electricity $262$3,147
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 30125$129
Polk County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 30125$158
Polk County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$475,000
2026-03-03Listed for sale$498,000
2020-03-20Sold$150,000
2020-02-25Pending sale$195,000
2020-02-13Price change$195,000
2020-01-16Price change$219,999
2019-09-25Listed for sale$249,999

For Sale by Owner

AgentProperty Owner

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