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865 Morgan Valley Rd, Rockmart, GA, 30153

4beds
3baths
2,865sqft
$1,150,000
$401price/sqft
$8,822/moest. monthly cost
$352,880/yrincome needed

About This Home

Luxury Country Retreat- Horse Farm- Check out this 4 sided brick home nestled on approx 40 Acres on Morgan Valley Rd, Rockmart GA, This beautiful home has 3 Bedroom/2.5 Bath's with huge spacious rooms through out, Living Room with tall ceilings w/Fireplace,Seperate dining room, Kitchen with solid surface counters, custom cabinets, breakfast area overlooking back yard,Master suite on main floor with large master bath w/garden tub with jets for relaxing,2 Bedrooms & large bonus room/4th bedroom share full bath upstairs, 2 sets of stairs to access upstairs.Main level also has large laundy room and office right off the kitchen area. This property also has a full unfinished basement for storage or could be finished for additional space. Property offers fencing for horses and barn, Completely private asphalt driveway leads back to a private oasis.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

3/10
5/10
Rockmart Middle SchoolGrades 6-84.4 mi
5/10
Rockmart High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Foundation: Brick/Mortar
  • Roof: Composition
  • Construction materials: Brick,Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Room,Main Level,Mud Room

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom

  • Features: Master on Main, Oversized Master

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Seats 12+, Separate Dining Room

Features

  • Crown Molding,Entrance Foyer,Entrance Foyer 2 Story,High Ceilings 10 ft Main
  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,865
  • Total interior livable area: 2,865 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Stain, Solid Surface Counters

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Whirlpool Tub

Master Bedroom

  • Features: Master on Main, Oversized Master
  • Level: Master on Main, Oversized Master

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 055 035
  • Other equipment: None
  • Horse amenities: Barn,Pasture

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Private Yard,Rear Stairs
  • Has spa: Yes
  • Spa features: Bath,None
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods
  • Waterfront features: None
  • Waterbody name: None
  • Horses can be raised: Yes

Lot

  • Lot size: 40 Acres
  • Features: Front Yard,Landscaped,Level,Pasture,Private

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$744$8,928
Property Taxes $1,985$23,820
Electricity $278$3,340
Total$8,822$105,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$302,468/yr
40% on housing$264,660/yr
45% on housing$235,253/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 30153$149
Polk County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 30153$189
Polk County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-27Price change$1,150,000
2025-08-25Listed for sale$1,200,000

For Sale by Agent

AgentFAITH BENEFIELD
BrokerageHometown Realty Brokerage, LLC.

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