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6378 Meandering Woods Ct, Frederick, MD, 21701

4beds
4baths
2,280sqft
$499,000
$219price/sqft
$3,439/moest. monthly cost
$137,560/yrincome needed

About This Home

Tasteful Townhouse in Whispering Creek - This beautifully maintained three-level townhome offers the perfect blend of space, style, and flexibility. Featuring 4 bedrooms and 3.5 baths, the home also includes a lower-level efficiency—ideal for guests or extended family. The main level is filled with natural light and showcases 9-foot ceilings, elegant crown molding, and durable wood-plank flooring. The upgraded kitchen is a standout, complete with granite countertops, stainless steel appliances, and plenty of space for cooking and entertaining. Upstairs, the spacious primary suite provides a relaxing retreat with a walk-in closet, double vanity, soaking tub, and separate walk-in shower. Enjoy outdoor living with multiple spaces, including a deck, patio, and back yard with raised garden beds—perfect for gardening or relaxing. Located in the highly desirable Whispering Creek community with county-only taxes, this home offers convenience just minutes from I-70 and historic downtown Frederick. This gem won't last, call today to schedule to see.

Getting Around

10
WalkingCar-Dependent
11
TransitMinimal Transit
7
BikeSomewhat Bikeable

Schools

6/10
7/10
Oakdale High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Open Floorplan,Kitchen - Gourmet,Kitchenette,Recessed Lighting,Walk-In Closet(s),9'+ Ceilings
  • Door features: Sliding Glass
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,280

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump,Electric

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1109320865
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 2,200 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$107$1,284
Property Taxes $519$6,228
Electricity $290$3,485
Total$3,439$41,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,908/yr
40% on housing$103,170/yr
45% on housing$91,706/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$222
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$499,000
2020-06-08Sold$329,900
2020-04-06Pending sale$329,900
2020-04-01Listed for sale$329,900
2007-09-28Sold$354,805

For Sale by Agent

AgentShirley Bayer
BrokerageRE/MAX Results

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