




2804 Persimmon Pl #D3, Cambridge, MD, 21613
About This Home
Spacious three-level Rivermarsh townhouse offering significantly more finished living space than most new construction options in the community, with the added benefit of immediate availability. Located adjacent to the Hyatt Regency Chesapeake Bay Resort, this home delivers a coastal, resort-style lifestyle without the wait, uncertainty, or upgrade costs often associated with new builds. The main level features an open-concept layout connecting the living, dining, kitchen, and den areas, ideal for everyday living and entertaining. A fireplace anchors the den, and a screened-in balcony provides peaceful golf course views. Upstairs, the primary suite includes an en suite bath and walk-in closet, along with two additional bedrooms and a full hall bath. Laundry is conveniently located on this level. The lower level was designed as a fourth bedroom with a private en suite bath and offers flexibility as a guest suite, home office, or private retreat. An oversized, finished garage with ample lighting adds storage and functionality rarely found in nearby new construction. Residents enjoy access to community amenities and close proximity to marina life, golf, waterfront dining, and all that Cambridge and the Eastern Shore have to offer. This home presents a rare opportunity to secure more space, more flexibility, and immediate occupancy in a premier resort-adjacent setting.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 2007
Materials
- Foundation: Slab
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Coastal
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Upper Level
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,844
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Other,Electric
Interior Area
- Total structure area: 2,844
- Total interior livable area: 2,844 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1007230206
- Zoning: TH
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
Lot
- Lot size: 2,621 sqft
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Front,Attached,Driveway,Parking Lot
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $624 | $7,488 |
| Electricity | $362 | $4,348 |
| Total | $3,218 | $38,616 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $450,000 |
| 2026-01-01 | Listing removed | $545,000 |
| 2025-06-25 | Price change | $545,000 |
| 2025-04-09 | Listed for sale | $595,000 |
| 2025-03-01 | Listing removed | $595,000 |
| 2024-07-24 | Listed for sale | $595,000 |
| 2007-03-09 | Sold | $629,231 |
