434 W Franklin St, Hagerstown, MD, 21740
About This Home
Tenant-occupied 4-bedroom, 1.5-bath home currently generating $1,400 per month in rental income. Spacious layout with multiple bedrooms and a convenient half bath. An excellent opportunity for investors seeking a cash-flowing property with a tenant already in place. Please do not disturb tenants.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1904
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 672
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Features
- Finished area below ground: 0
- Finished area above ground: 1,778
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 2,450
- Total interior livable area: 1,778 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2225041003
- Zoning: RH
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1,382 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $153 | $1,836 |
| Electricity | $281 | $3,374 |
| Total | $1,656 | $19,872 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $225,000 |
| 2011-12-16 | Listing removed | $950 |
| 2011-11-17 | Listed for rent | $950 |
| 2011-09-06 | Sold | $35,000 |
| 2011-07-16 | Price change | $39,500 |
| 2011-05-25 | Price change | $44,900 |
| 2011-05-22 | Listed for sale | -- |
| 2004-02-25 | Sold | $185,000 |
| 2002-11-12 | Sold | $40,000 |
| 2002-08-29 | Sold | $50,000 |
| 1999-09-20 | Sold | $45,000 |
| 1999-06-11 | Sold | $35,000 |
| 1997-03-17 | Sold | $21,000 |
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