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635 Willoughby Way W, Minnetonka, MN, 55305

2beds
3baths
2,086sqft
$480,000
$230price/sqft
$3,339/moest. monthly cost
$133,560/yrincome needed

About This Home

Welcome to 635 Willoughby Way W in Minnetonka — a beautifully updated executive townhome offering the perfect blend of elegance, comfort, and convenience. Featuring new carpet and fresh paint throughout, this move-in ready home showcases a gourmet kitchen with granite countertops, custom cabinetry, stainless steel appliances, beautiful hardwood floors, rich millwork, and a cozy fireplace that creates a warm and inviting atmosphere. The spacious primary suite offers dual walk-in closets and a spa-inspired bath designed for relaxation. Enjoy your private deck, heated 2-stall underground parking, and an unbeatable location just minutes from Ridgedale, Wayzata, downtown Minneapolis, shopping, dining, parks, and scenic trails. Major mechanical and exterior updates provide added peace of mind, including a new roof and gutters in 2023, new water heater and water softener in 2024, and a new furnace and A/C in 2025.

Getting Around

41
WalkingCar-Dependent
29
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
8/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 12x21

Bedroom2

  • Level: Upper
  • Area: 195
  • Dimensions: 13x15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,086

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,086
  • Total interior livable area: 2,086 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Laundry

  • Level: Upper
  • Area: 48
  • Dimensions: 6x8

Living Room

  • Level: Main
  • Area: 342
  • Dimensions: 19x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0111722220225
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1070

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size dimensions: Common

Parking

  • Total spaces: 2
  • Parking features: Assigned,Heated Garage,Secured,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$262$3,144
Property Taxes $475$5,700
Electricity $175$2,111
Total$3,339$40,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,480/yr
40% on housing$100,170/yr
45% on housing$89,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 55305$239
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55305$252
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$480,000
2026-07-07Price change$490,000
2026-06-10Price change$505,000
2026-05-29Listed for sale$514,900
2019-04-12Sold$397,500
2009-03-27Sold$420,000

For Sale by Agent

AgentMark P. Abdel
BrokerageRE/MAX Advantage Plus

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