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2070 W Riverside Dr, Atlantic City, NJ, 08401

5beds
4baths
3,148sqft
$739,000
$235price/sqft
$6,037/moest. monthly cost
$241,480/yrincome needed

About This Home

Welcome to 2070 W. Riverside Drive, a stunning three-story bayfront retreat offering breathtaking sunset views and the ultimate coastal lifestyle. This spacious five-bedroom single-family home is perfectly positioned directly on the bay, where panoramic water vistas create a spectacular backdrop from sunrise to sunset. Designed for entertaining and relaxing, the home features multiple levels of living space, providing ample room for family and guests. Whether you're seeking a luxurious second home, a year-round residence, or an income-producing investment property, this exceptional waterfront opportunity checks every box. With a proven Airbnb rental history, the property offers excellent potential for short-term rental income while allowing owners to enjoy their own private bayfront getaway. Imagine ending each day with unforgettable sunsets over the water, boating, fishing, kayaking, or simply unwinding on your deck while taking in the serene surroundings. Rarely does a bayfront property combine this much space, location, lifestyle, and investment potential. Don't miss your opportunity to own one of Atlantic City's most desirable waterfront homes.

Getting Around

6
WalkingCar-Dependent
33
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

3/10
1/10
Atlantic City High SchoolGrades 9-121.1 mi

Construction

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Carbon Monoxide Detector,Kitchen Island,Walk-In Closet(s),Eat-in Kitchen
  • Window features: Blinds,Curtains,Drapes
  • Flooring: Tile,W/W Carpet,Wood
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Multi-Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,148
  • Total interior livable area: 3,148 sqft

Property

Details

  • Parcel number: 9

Features

  • Levels: 3 Story
  • Stories: 3
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Fenced Yard,Patio,Porch,Sprinkler System
  • Fencing: Fenced
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bay Front,Bulkheaded
  • Frontage type: Bay/Harbor

Lot

  • Lot size: 6,545 sqft
  • Lot size dimensions: 55 x 119irr

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,736$44,832
Home Insurance *$809$9,708
Property Taxes $1,145$13,740
Electricity $347$4,164
Total$6,037$72,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,982/yr
40% on housing$181,110/yr
45% on housing$160,986/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 08401$172
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08401$173
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$739,000
2026-06-10Listed for sale$739,000
2021-03-29Sold$471,000
2021-02-05Pending sale$469,950
2008-11-19Listing removed$659,000
2008-08-27Listed for sale$659,000
2006-07-21Sold$679,000

For Sale by Agent

AgentMARK SEUBERT
BrokerageSoleil Sotheby's International Realty-B

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