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10 Keswick St, Galloway, NJ, 08205

3beds
2baths
2,284sqft
$465,000
$204price/sqft
$3,522/moest. monthly cost
$140,880/yrincome needed

About This Home

Welcome to a fabulous Freesia model, the largest of the Four Seasons homes with 3 BR/2 BTH in a great location with a stunning water/pond side view. There is an abundance of space offered in this 2,200 sq. ft. home. This large floor plan has thoughtfully designed living space. Beautiful updated flooring with wood and gorgeous tile. An incredibly large chef kitchen with plenty of cabinet space and a stunning built-in buffet with ample counter space, 42-inch cinnamon oak cabinets, SS appliances. Truly a chef's delight with so much room for entertaining or casual dining at its best! Large and inviting family room with a cozy fireplace and built-ins. There is an oversized primary suite with a large built- out bay window and expansive en-suite bathroom with a double vanity + high toilets, sunken tub, separate shower stall, extra-large walk-in closet plus one more walk-in in the hallway. The 2 extra bedrooms are also a good size and offer many options for use. 2-car garage, exceptional storage, utility room, new roof, newer HWH, privacy patio for your morning coffee to observe the pond and tranquil spot this home offers.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
3/10
4/10
Absegami High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Carbon Monoxide Detector,Storage,Walk-In Closet(s),Eat-in Kitchen
  • Window features: Blinds,Curtains
  • Flooring: Hardwood,Slab,Tile
  • Fireplace features: Built-In,Gas Log
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,284
  • Total interior livable area: 2,284 sqft

Property

Details

  • Parcel number: 46

Features

  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 0.16

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$200$2,400
Property Taxes $720$8,640
Electricity $251$3,021
Total$3,522$42,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,754/yr
40% on housing$105,660/yr
45% on housing$93,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$465,000
2006-03-03Sold$311,440

For Sale by Agent

AgentBonnie Gross
BrokerageSoleil Sotheby's International Realty - A

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