See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

528 Vanderbilt Avenue, Bayville, NJ, 08721

4beds
4baths
2,710sqft
$675,000
$249price/sqft
$5,133/moest. monthly cost
$205,320/yrincome needed

About This Home

This inviting 4-bedrm, 2.5-bath home with a basement offers the space, features, and value today's buyers are looking for. Set on a desirable corner lot just minutes from the GSP, it combines a convenient location with excellent taxes and exceptional curb appeal.A wraparound porch welcomes you home, while the 2-car garage, back deck, and kitchen sliders make everyday living and entertaining easy. Inside, SS appl. and hardwd flrs in the foyer, study, dining room, kitchen, and upstairs bedrms create a warm and timeless feel, and the oak staircase adds classic charm. The large primary suite is a true retreat with whirlpool tub, separate shower, and room to unwind, offering comfort and privacy at the end of the day.This home has great bones and plenty of potential with refinishing needed on some hardwoods and the staircase, plus a few finishing touches in the primary bath. For buyers looking for space, location, and value, this is a standout opportunity

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10
3/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Timberline

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 1st Flr,Dec Molding,Recessed Lighting
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,2 Zoned Heat
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 2,710
  • Total interior livable area: 2,710 sqft

Property

Details

  • Parcel number: 0600338000000006
  • Zoning description: Residential
  • Exclusions: Personal Property

Features

  • Stories: 2
  • Exterior features: Lighting
  • Fencing: Fenced Area
  • Topography of land: Level

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot,Oversized
  • Lot size dimensions: 125 x 125

Parking

  • Total spaces: 2
  • Parking features: Paved,Double Wide Drive,Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$220$2,640
Property Taxes $1,202$14,424
Electricity $298$3,584
Total$5,133$61,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,988/yr
40% on housing$153,990/yr
45% on housing$136,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 08721$349
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08721$295
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$675,000
2026-07-02Price change$685,000
2026-05-25Listed for sale$700,000
2014-11-20Listing removed$399,999
2014-06-13Listed for sale$399,999
2012-04-27Sold$305,000
2004-10-12Sold$136,000

For Sale by Agent

AgentKaren J McPartlin
BrokerageRE/MAX Realty 9

Similar Homes