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204 Hearthstone Dr, Berlin, NJ, 08009

2beds
2baths
1,754sqft
$395,000
$225price/sqft
$3,155/moest. monthly cost
$126,200/yrincome needed

About This Home

Welcome to this beautifully maintained Brighton Model, offering carefree living in one of South Jersey's most desirable 55+ communities with low HOA fees and exceptional amenities. Situated on an oversized lot, this pristine home features hardwood floors, crown molding, and an open layout designed for comfortable everyday living. The gourmet kitchen includes stainless steel appliances, a spacious pantry, and a large breakfast bar that opens to the dining area and great room with soaring ceilings and a gas fireplace. On the backside of the house, doors lead to a custom deck overlooking the backyard. The primary suite includes a tray ceiling, walk-in closet, and a spacious bath with double sinks and a walk-in shower. The first floor also includes a second bedroom and private study with French doors. The partially finished basement provides a large extra space for friends and family. Additional highlights include a two-car garage, extra storage and well maintained landscaping. Just a short walk to the clubhouse with fitness center and social activities, and conveniently located near shopping and dining. Easy living with options of easy access to Philadelphia and Atlantic City, this home offers the perfect blend of comfort, convenience, and low-maintenance living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,754

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,754
  • Total interior livable area: 1,754 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 3601504 0100060
  • Zoning: PR-4
  • Special condition: Standard,Probate Listing
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,216 sqft
  • Lot size dimensions: 55.00 x 113.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$152$1,824
Property Taxes $813$9,756
Electricity $193$2,320
Total$3,155$37,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,171/yr
40% on housing$94,650/yr
45% on housing$84,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 08009$220
Camden County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 08009$218
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$395,000
2026-07-08Contingent$395,000
2026-06-08Listed for sale$395,000
2006-10-17Sold$305,565

For Sale by Agent

AgentJoey Malcarney
BrokerageGreenside Realty LLC

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