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76 Clearwater Hbr, Sanford, NC, 27332

3beds
3baths
2,812sqft
$425,000
$151price/sqft
$2,866/moest. monthly cost
$114,640/yrincome needed

About This Home

Back on the market at no fault of the seller! Welcome home to this beautiful custom-built home in the sought-after gated community of Carolina Lakes! Featuring 3 spacious bedrooms, 2 1/2 baths, and a large bonus room, this home offers plenty of space for comfortable living and entertaining. The living room and dining room showcase refinished hardwood floors, adding warmth and timeless charm. Step outside to enjoy the oversized composite deck and stamped concrete patio overlooking the fenced backyard perfect for gatherings, pets, or peaceful evenings outdoors. Upstairs you will find all large bedrooms, guest bath complete with 2 vanities and a large linen closet, and a large bonus room with a wet bar. Owner's suite offers a walk-in closet and bath complete with 2 separate vanities, jetted tub, and separate tile shower. Pull-down stairs gives you access to plenty of attic storage. New composite deck in 2017, new roof in 11/2021, first floor HVAC rebuild and new front and back doors in 2021, stamped concrete patio added in 2022, new oven/range and new garage door openers, door wheels, and hardware in 2023, and a new downstairs HVAC in 1/2025. Located in an amenity-rich community, you will enjoy lake access, marina and beach area, a community pool, tennis courts, pickleball courts, disc golf, playgrounds, and a scenic nature trail. Don't miss your chance to make it yours! Welcome Home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Highland ElementaryGrades PK-51.4 mi
6/10
Highland MiddleGrades 6-81.1 mi
3/10
Overhills High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic,Wet Bar,Tray Ceiling(s),Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Granite Counters,Jetted Tub,Bath in Primary Bedroom,Pantry,Recessed Lighting,Storage,Separate Shower,Sun Room,Walk-In Closet(s),Window Treatments
  • Window features: Blinds
  • Flooring: Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,812 sqft

Property

Details

  • Parcel number: 03958513 0090
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Fence,Sprinkler/Irrigation,Playground,Tennis Court(s)
  • Fencing: Back Yard,Yard Fenced
  • Living area range: 2801-3000

Lot

  • Features: 1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$237$2,844
Property Taxes $219$2,628
Electricity $261$3,142
Total$2,866$34,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,262/yr
40% on housing$85,980/yr
45% on housing$76,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 27332$167
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27332$167
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$425,000
2026-07-14Pending sale$425,000
2026-07-03Listed for sale$425,000
2013-12-19Sold$244,000
2013-10-23Price change$246,000
2013-05-23Listed for sale$259,700
2011-08-26Listing removed$279,900
2011-08-01Listed for sale$279,900
2011-06-06Listing removed$279,900
2011-02-02Listed for sale$279,900
2007-03-15Sold$222,500
2006-02-24Sold$18,000

For Sale by Agent

AgentTAMMY LESTER
BrokerageRE/MAX SOUTHERN PROPERTIES LLC.

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