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2630 Ponderosa Rd, Cameron, NC, 28326

2beds
2baths
1,344sqft
$369,000
$275price/sqft
$2,490/moest. monthly cost
$99,600/yrincome needed

About This Home

14.7 Acres with Pond, Barn, and Mobile Home Included. PRICE IS BASED ON THE LAND, the mobile home and barn are personal property to be conveyed at no charge -- Endless Possibilities in a Peaceful Setting. Opportunities like this don't come along often. Welcome to 2630 Ponderosa Road -- a unique 14.7-acre property offering the perfect blend of open space, natural beauty, and existing infrastructure in a quiet rural setting. Whether you're dreaming of a mini farm, private homestead, or a place to build your custom home, this property provides a rare head start. The land features a mix of lightly wooded acreage, a pond, and open areas ready for a variety of uses. The property includes a 2-bedroom, 2-bath manufactured home, along with a barn and fenced area, making it ideal for those looking to enjoy the land immediately while planning future improvements. Located just outside Sanford and convenient to Lillington, this property offers the peace of country living with access to nearby amenities. For buyers with a long-term vision, the surrounding area continues to see growth, including new construction just across the street--adding to the overall investment potential. If you've been searching for land with flexibility, privacy, and real usability from day one, this is a property you won't want to miss. NO HOA or restrictions! This property is being sold as a land sale (12-T), or Cash Purchase (2-T). No warranties, representations, or repairs will be made. Come see the potential for yourself!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Benhaven ElementaryGrades PK-52.3 mi
6/10
Highland MiddleGrades 6-84.6 mi
3/10
Western Harnett HighGrades 9-127.8 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Other,See Remarks
  • Roof: See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured On Land,Residential,Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: See Remarks
  • Finished area below ground: 0
  • Finished area above ground: 1,344

Heating & Cooling

  • Heating features: None
  • Cooling features: Other

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 099567 0002
  • Zoning: RA-20R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 14.71 Acres
  • Features: Partially Cleared,Wooded

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$212$2,544
Property Taxes $213$2,556
Electricity $200$2,405
Total$2,490$29,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,371/yr
40% on housing$74,700/yr
45% on housing$66,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 28326$247
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28326$158
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$349,000
2026-06-10Listed for sale$369,000
2026-05-05Listing removed$375,000
2026-01-26Listed for sale$375,000
2026-01-19Listing removed$395,000
2025-11-19Pending sale$395,000
2025-07-04Price change$395,000
2025-05-31Listed for sale$425,000

For Sale by Agent

AgentJacie Dykes
BrokerageChoice Residential Real Estate

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