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403 W E Street, Erwin, NC, 28339

2beds
2baths
1,280sqft
$239,000
$187price/sqft
$1,778/moest. monthly cost
$71,120/yrincome needed

About This Home

Charming Modernized early 1900's Bungalow in Historic Mill Village! Step into the perfect blend of historic character and modern comfort with this beautifully updated bungalow located in the heart of Mill Village. This inviting 2-bedroom 1.5 bath home has been thoughtfully renovated from top to bottom while preserving the timeless charm of its era. Inside you will find a bright, open layout featuring updated flooring, fresh finishes, and stainless-steel appliances. Outside, enjoy a fenced in pet area enclosed within a fenced backyard ideal for pets, gardening, or private outdoor entertaining. A dedicated storage building provides excellent space for tools, hobbies, or seasonal items. Situated in town, this property offers the convenience of nearby shops, eateries, parks, and community amenities, all within the charm of a historic mill village. Whether you're a first-time homebuyer, downsizing, or seeking a move-in-ready gem with vintage roots, this bungalow delivers both comfort and character. Located near Campbell University, shopping, dining, medical, schools, interstates, and more! The location and proximity to Campbell University and Fort Bragg also invite this property to be well suited for a short or mid term rental.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Erwin ElementaryGrades PK-50.6 mi
2/10
Coats-Erwin MiddleGrades 6-83.6 mi
4/10
Triton HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Brick/Mortar
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Quartz Counters
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Property

Details

  • Parcel number: 06059714110002
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Dog Run,Fenced Yard,Private Yard,Storage
  • Fencing: Back Yard, Wood
  • Has view: Yes

Lot

  • Lot size: 6,534 sqft
  • Features: Back Yard,City Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$119$1,428
Property Taxes $251$3,012
Electricity $200$2,405
Total$1,778$21,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,960/yr
40% on housing$53,340/yr
45% on housing$47,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 28339$114
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28339$179
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$234,000
2026-07-07Price change$239,000
2026-05-21Listed for sale$249,000
2026-05-08Pending sale$249,000
2026-04-20Listed for sale$249,000
2026-03-17Listing removed$280,000
2025-11-21Listed for sale$280,000
2015-11-10Sold$74,000
2015-10-17Pending sale$75,000
2015-10-01Listed for sale$75,000
2015-08-21Sold$36,175
2015-08-18Pending sale$34,900
2015-08-01Listed for sale$34,900
2009-09-09Sold$45,500
2008-12-29Sold$47,092
2005-02-22Sold$79,000

For Sale by Agent

AgentSusan Annette Allen
BrokerageColdwell Banker Advantage-Smit

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