704 N 16th St, Erwin, NC, 28339
About This Home
Updated 2 bedroom, 1 bath home offering an affordable entry into homeownership or investment opportunity. Approx. 860 sqft with easy-to-maintain layout. Recent improvements include new roof, HVAC, electrical updates, water heater, fresh paint, flooring, and updated kitchen with new appliances. Located within town limits with convenient access to everyday amenities and commuter routes. Move-in ready with major systems already addressed. Priced at $190,000 — schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range
- Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Bathtub/Shower Combination,Entrance Foyer,High Ceilings,Kitchen/Dining Room Combination,Laminate Counters,Master Downstairs,Recessed Lighting,Smooth Ceilings
- Window features: Blinds
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 860
Heating & Cooling
- Heating features: Central,Electric,Forced Air,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 860
- Total interior livable area: 860 sqft
Property
Details
- Parcel number: 0597571114.000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Has view: Yes
Lot
- Lot size: 10,454 sqft
- Features: Back Yard,Cleared,Front Yard,Level,Rectangular Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Hurricane
- Heat Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Harnett County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $92 | $1,104 |
| Property Taxes | $207 | $2,484 |
| Electricity | $200 | $2,405 |
| Total | $1,434 | $17,208 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-16 | Listed for sale | $190,000 |
View on Zillow