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65 Sparrow Cir, Sanford, NC, 27332

2beds
3baths
1,677sqft
$415,000
$247price/sqft
$2,781/moest. monthly cost
$111,240/yrincome needed

About This Home

Your lakefront escape is calling ! Tucked away on a private, hidden gem just south of the Triangle, this Buffalo Lake retreat is the perfect blend of peaceful living and endless fun. Start your mornings in the sunroom with panoramic water views, then step outside to your private dock + boat lift, ready for boating, jet skiing, tubing, and water skiing all summer long.With ~146 feet of water frontage and front-row seats to the annual 4th of July fireworks, this is lake living done right. The main level offers over 1,600 sq ft with 2 bedrooms and 2 full baths, including a spacious primary suite with a walk-in closet and ensuite bath. Downstairs, the finished walk-out basement adds 1,200+ sq ft with two additional flex rooms (perfect for guests), a game room, cozy den with fireplace, and a half bath--plus direct access to a covered patio for laid-back afternoons by the water. Set at the end of a quiet cul-de-sac in Buffalo Lake POA ($300/year with boat + jet ski privileges ), this is your chance to own a true lake lifestyle--just minutes from the Triangle.Your weekends are about to look a lot better

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Highland ElementaryGrades K-50.9 mi
6/10
Highland MiddleGrades 6-80.8 mi
3/10
Western Harnett HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: See Remarks
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,677

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,677
  • Total interior livable area: 1,677 sqft

Property

Details

  • Parcel number: 03958701 0289
  • Zoning: RA-20R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Buffalo Lake

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Cleared

Parking

  • Total spaces: 6
  • Parking features: Additional Parking,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$231$2,772
Property Taxes $252$3,024
Electricity $200$2,405
Total$2,781$33,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,348/yr
40% on housing$83,430/yr
45% on housing$74,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 27332$166
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27332$167
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$425,000
2026-02-01Listing removed$449,900
2025-10-02Price change$449,900
2025-08-11Listed for sale$465,000
2023-07-31Sold$425,000
2023-06-30Pending sale$425,000
2023-06-16Price change$425,000
2023-06-06Price change$450,000
2023-05-27Listed for sale$465,000
2021-04-01Sold$275,000
2020-06-08Listing removed$285,000
2020-03-09Listed for sale$285,000

For Sale by Agent

AgentBrianna Dimino
BrokerageInsight Real Estate

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