




407 N 14th St, Erwin, NC, 28339
About This Home
There are houses… and then there are homes that just feel right the moment you see them.There’s something about this house that just feels good. Maybe it’s the 1903 charm. Maybe it’s the park right next door. Maybe it’s the cozy scale that reminds you homes don’t have to be huge to feel perfect. But once you see it… you get it. This one is that kind of home. Tucked beside one of Erwin’s most beloved parks, this charming 1903 cottage is the kind of place that makes you slow down a little when you pull into the driveway. The kind where mornings start with coffee on the porch, afternoons mean a short walk through the park next door, and evenings feel quiet in the best possible way. Inside, the home has been thoughtfully updated while still keeping the warmth and character that make older homes so special. Sunlight fills the living spaces, the layout flows comfortably, and the eat-in kitchen becomes the natural gathering spot — the place where conversations happen long after dinner is finished. With two bedrooms, one bath, and just over 1,000 square feet, this home proves something important: You don’t need massive square footage to live beautifully. You just need a place that feels like yours. The fenced yard offers privacy, space for pets, gardening, or summer evenings under the Carolina sky. And with no HOA, you get the freedom to actually enjoy your property. Whether you're buying your first home, downsizing to something simpler, or looking for a place with character that newer homes just can’t replicate — this one has a way of capturing hearts. Homes like this don’t sit around waiting. They get noticed. And once someone steps inside…they usually don’t want to leave. Welcome home. THIS HOME HAS AN ASSUMABLE FHA LOAN AVAILABLE UNDER 4.5%!!!
Getting Around
Schools
Construction
Condition
- Year built: 1903
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen
- Flooring: Vinyl
- Fireplace features: None
Heating
- Heating features: Forced Air,Gas
Interior Area
- Total interior livable area: 1,071 sqft
Property
Details
- Parcel number: 06059710100002
- Zoning description: R6 - Residential District
- Special condition: None
- Exclusions: PERSONAL BELONGINGS,CAMERAS
Features
- Levels: One
- Stories: 1
- Exterior features: Fence
- Fencing: Yard Fenced
- Living area range: 1001-1100
Lot
- Features: < 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Hurricane
- Heat Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Harnett County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $196 | $2,352 |
| Electricity | $200 | $2,405 |
| Total | $1,395 | $16,740 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $180,000 |
| 2026-03-11 | Listed for sale | $187,000 |
| 2026-03-04 | Listing removed | $187,000 |
| 2025-10-17 | Price change | $187,000 |
| 2025-09-01 | Listed for sale | $193,000 |
| 2022-08-17 | Listing removed | -- |
| 2022-07-21 | Pending sale | $204,900 |
| 2022-07-14 | Price change | $194,900 |
| 2022-06-28 | Price change | $199,000 |
| 2022-06-28 | Price change | $204,900 |
| 2022-06-15 | Price change | $229,900 |
| 2022-06-02 | Listed for sale | $234,900 |
| 2021-08-13 | Sold | $146,400 |
| 2021-06-27 | Pending sale | $148,900 |
| 2021-06-27 | Contingent | $148,900 |
| 2021-06-09 | Price change | $148,900 |
| 2021-05-06 | Listed for sale | $149,900 |
| 2021-02-17 | Sold | $36,000 |
| 2021-01-21 | Pending sale | $19,500 |
| 2021-01-19 | Listed for sale | $19,500 |
