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301 E H St, Erwin, NC, 28339

5beds
4baths
3,666sqft
$449,500
$123price/sqft
$3,292/moest. monthly cost
$131,680/yrincome needed

About This Home

Now inviting offers on this well-positioned home in the heart of Erwin. 301 E. H St offers more than just a place to live--it offers a lifestyle. Located just steps from the Dunn-Erwin Rail Trail, you'll enjoy easy access to walking, biking, and time outdoors, all while being just one block from downtown Erwin's shops, dining, and local charm. For those who love the outdoors, the Cape Fear River is just minutes away, offering opportunities for kayaking, fishing, and exploring nature. Inside, the home provides a functional layout and a solid foundation for buyers ready to make it their own. Whether you're a first-time buyer, or simply looking for a property with potential in a convenient location, this home delivers both accessibility and opportunity. The seller has thoughtfully positioned this property based on current market conditions and is ready to work with a buyer who recognizes its value. Bring your vision, your timeline, and your offer.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

3/10
Erwin ElementaryGrades PK-50.1 mi
2/10
Coats-Erwin MiddleGrades 6-83.2 mi
5/10
Triton HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,In Kitchen,Inside,Laundry Closet,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete, Sump Pump, Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bathtub/Shower Combination,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Kitchen Island,Laminate Counters,Natural Woodwork,Second Primary Bedroom,Soaking Tub,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 5
  • Fireplace features: Bedroom,Decorative,Den,Dining Room,Gas,Great Room,Library,Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,666

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Forced Air,Natural Gas,Radiant
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,666
  • Total interior livable area: 3,666 sqft

Property

Details

  • Parcel number: 0597747331.000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened,Side Porch,Wrap Around
  • Exterior features: Fenced Yard
  • Spa features: None
  • Fencing: Back Yard, Chain Link, Fenced, Gate
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.75 Acres
  • Features: Back Yard,City Lot,Cleared,Corner Lot,Few Trees,Front Yard,Hardwood Trees,Open Lot

Parking

  • Total spaces: 6
  • Parking features: Carport,Covered,Detached,Detached Carport,Drive Through,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,272$27,264
Home Insurance *$224$2,688
Property Taxes $455$5,460
Electricity $341$4,097
Total$3,292$39,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,868/yr
40% on housing$98,760/yr
45% on housing$87,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 28339$113
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28339$179
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-07Listed for sale$450,000
2022-02-14Sold$354,000
2022-01-03Pending sale$369,900
2021-11-17Price change$369,900
2021-11-02Listed for sale$374,900

For Sale by Agent

AgentAnn Milton, Ann Milton Realty
BrokerageAnn Milton Realty

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