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78 Hawk Ridge Dr, Spring Lake, NC, 28390

4beds
3baths
2,080sqft
$340,000
$163price/sqft
$2,287/moest. monthly cost
$91,480/yrincome needed

About This Home

Beautiful townhouse nestled in a gated community in Anderson Creek, North Carolina. This well-maintained home offers comfort, convenience, and access to an array of desirable amenities. Enjoy resort-style living with access to a community pool, golf course, tennis courts, and playground. The property offers a low-maintenance lifestyle in a secure, serene setting. Perfect for homeowners seeking both relaxation and recreation, with easy access to local shopping, dining, and major roadways.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Overhills ElementaryGrades PK-52.9 mi
7/10
Western Harnett MiddleGrades 6-83.5 mi
3/10
Overhills High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air,Electric

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: 0505799564.000
  • Zoning description: R20 - Residential District
  • Special condition: None
  • Exclusions: None

Features

  • Patio & porch: Rear Porch,Front Porch,Porch
  • Exterior features: Playground,Porch,Tennis Court(s)
  • Living area range: 2201-2400

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 3,484 to 3,485 square feet.

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$205$2,460
Property Taxes $163$1,956
Electricity $200$2,405
Total$2,287$27,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,411/yr
40% on housing$68,610/yr
45% on housing$60,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 28390$139
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28390$148
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$340,000
2026-06-03Listed for sale$350,000
2023-11-16Sold$315,990
2023-09-19Pending sale$319,990
2023-08-10Price change$319,990
2023-03-07Price change$339,990
2022-11-16Listed for sale$364,900
2021-06-22Sold$21,667
2021-01-11Pending sale$21,667
2021-01-11Listed for sale$21,666

For Sale by Agent

AgentSILVA PORTER-DEAL
BrokerageEXP REALTY LLC

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