4448 Hill St, Sherrills Ford, NC, 28673
About This Home
Beautiful waterfront home on Lake Norman in the desirable Sherrills Ford, North Carolina area! Situated on approximately 0.61 acres, this property offers stunning water views, privacy, and direct lake access. The home features 3 bedrooms (2 BR Septic permit) and 3 full bathrooms with a warm, inviting layout designed for comfortable living and entertaining. A spacious family room flows into the kitchen and gathering areas, while large windows fill the home with natural light and capture peaceful lake views. Step outside to enjoy the large deck and covered porch, perfect for relaxing or hosting friends and family. The property also includes a covered deep water boat slip with jet ski parking, making it easy to enjoy boating, fishing, and all that Lake Norman has to offer. Ideal as a full-time residence, weekend retreat, or investment opportunity with convenient access to shopping, dining, and local amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Features
- Fireplace features: Living Room
- Finished area below ground: 956
- Finished area above ground: 1,839
Heating & Cooling
- Heating features: Ductless,Heat Pump
- Cooling features: Ductless,Heat Pump
Interior Area
- Total structure area: 1,839
- Total interior livable area: 2,795 sqft
Sunroom
- Level: Main
- Area: 253.68
- Dimensions: 21' 0" X 12' 1"
Property
Details
- Parcel number: 3696089920740000
- Zoning: R-30
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Water,Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Dock,Other - See Remarks
- Waterbody name: Lake Norman
Lot
- Lot size: 0.61 Acres
Parking
- Parking features: Circular Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Catawba County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,860 | $70,320 |
| Home Insurance * | $375 | $4,500 |
| Property Taxes | $472 | $5,664 |
| Electricity | $260 | $3,123 |
| Total | $6,967 | $83,604 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $1,280,000 |
| 2025-01-31 | Sold | $563,000 |
| 2023-07-31 | Listing removed | -- |
| 2023-04-07 | Listing removed | $865,000 |
| 2023-01-12 | Price change | $925,000 |
| 2022-12-17 | Listed for sale | $998,000 |
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