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2597 Penngate Dr, Sherrills Ford, NC, 28673

4beds
3baths
3,073sqft
$795,000
$259price/sqft
$4,886/moest. monthly cost
$195,440/yrincome needed

About This Home

Renovated Lake Access Living in Lakepointe North with Deeded Dock Slip! Live the Lake Norman lifestyle in desirable Lakepointe North with this comprehensively renovated home, complete with a deeded dock slip just minutes away. The modern aesthetic begins with Luxury Vinyl Plank (LVP) flooring throughout the majority of the home. The main level features an expansive great room with vaulted ceilings and a contemporary fireplace. The chef-inspired kitchen boasts marble countertops and ALL NEW stainless steel appliances, flowing into a bright breakfast nook and a formal bay-windowed dining room. The primary suite on main is a true retreat, featuring a spa-inspired bath with a stand-alone soaking tub and dual-head walk-in shower. A dedicated main-level office provides ideal work-from-home space. Upstairs offers three generous bedrooms, a versatile large bonus room, and two full baths. Exterior highlights include a vast level backyard and a heated and cooled 4-season sunroom for year-round enjoyment. Key infrastructure updates include an encapsulated crawl space, whole-home water softener, roof and gutters replaced in 2021, and several other major home systems updated within the last decade.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
3/10
Mill Creek MiddleGrades 7-88.5 mi
8/10
Bandys HighGrades PK,9-128.0 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Cedar Shake,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Gas Range,Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan
  • Flooring: Tile,Vinyl
  • Fireplace features: Family Room,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,073

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Ductless,Heat Pump,Propane
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 3,073
  • Total interior livable area: 3,073 sqft

Kitchen

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 4628012772900000
  • Zoning: R-30
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Storage
  • Waterfront features: Boat Slip (Deed),Dock
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.76 Acres
  • Lot size dimensions: 47 x 47 x 332 x 103 x 336

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$257$3,084
Property Taxes $324$3,888
Electricity $286$3,434
Total$4,886$58,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,520/yr
40% on housing$146,580/yr
45% on housing$130,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$225
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$810,000
2022-05-17Sold$710,000

For Sale by Agent

AgentHorace Bryan
BrokerageBryan & Associates Real Estate

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