See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5429 S State Highway 16 Business Hwy, Maiden, NC, 28650

1beds
1baths
0sqft
$950,000
--price/sqft
$5,699/moest. monthly cost
$227,960/yrincome needed

About This Home

Bring your vision to life with this 9.33-acre property ideally located just off Hwy 16 and Business 16—offering the perfect blend of convenience and privacy. Zoned R-40 and situated in the desirable Bandys School District, this property presents endless possibilities for building your dream home or creating a private retreat. The land is already equipped with a private well and septic, adding value and a head start for your future plans. An old home place is located on the property and is being given no value—most likely a tear down—making way for new construction tailored to your needs. With its prime location, generous acreage, and flexible potential, opportunities like this don’t come around often. Whether you’re looking to build, invest, or create your own slice of country living with easy access to nearby amenities, this property is ready for your imagination to take over.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

9/10
Balls Creek ElementaryGrades PK-64.8 mi
4/10
Mill Creek MiddleGrades 7-85.3 mi
8/10
Bandys HighGrades PK,9-124.6 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 368703316009
  • Zoning: R-40
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9.33 Acres

Parking

  • Parking features: Circular Driveway,Driveway,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$308$3,696
Property Taxes $388$4,656
Electricity $200$2,405
Total$5,699$68,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,394/yr
40% on housing$170,970/yr
45% on housing$151,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28650$153
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28650$165
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$950,000

For Sale by Agent

AgentStephanie Hefner
BrokerageEXP Realty LLC Mooresville

Similar Homes