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7107 Rolling Hills Dr, Sherrills Ford, NC, 28673

3beds
3baths
1,675sqft
$409,000
$244price/sqft
$2,561/moest. monthly cost
$102,440/yrincome needed

About This Home

Rare opportunity to own a spacious split-level home with an additional vacant parcel included, offering a combined 0.87 acres in a desirable Lake Norman community. Situated on a corner lot directly across the street from Lake Norman, this property enjoys water views and convenient gated lake access just steps away + convenience of grocery & restaurant options less than 10 minutes away. The sale includes both the home parcel and the adjoining vacant lot behind the home, providing added privacy, room to expand, or additional recreational space. Inside, the bright and open floor plan features a welcoming living room with a beautiful brick gas fireplace and custom built-ins. The updated kitchen offers white cabinets & countertops, subway tile backsplash, stainless steel appliances, wall oven, gas range, and a large center island with bar seating. The spacious primary suite includes a custom built-in vanity and private bath, while two additional bedrooms share a full hall bath. The walk-out lower level provides a versatile second living area, half bath, and laundry room with direct access to the backyard. Enjoy outdoor living on the expansive deck overlooking the large yard, or relax on the lower level patio. A two-car basement garage, storage shed, and no HOA complete this exceptional Lake Norman property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
4/10
Mill Creek MiddleGrades 7-86.3 mi
8/10
Bandys HighGrades PK,9-125.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range,Wall Oven
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: Partially Finished

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Basement

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Door features: Sliding Doors,Storm Door(s)
  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,675

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,675 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 460703026986
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.87 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 180F x 199LS x 184R x 213RS

Parking

  • Total spaces: 2
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$132$1,584
Property Taxes $161$1,932
Electricity $200$2,405
Total$2,561$30,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,805/yr
40% on housing$76,830/yr
45% on housing$68,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$226
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$399,000
2026-08-01Price change$409,000
2026-07-08Price change$419,000
2026-06-26Listed for sale$425,000
2012-09-06Sold$145,000
2012-04-21Listed for sale$153,000

For Sale by Agent

AgentThomas Elrod
BrokerageKeller Williams Ballantyne Area

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