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3910 6th St NW, Hickory, NC, 28601

2beds
4baths
2,292sqft
$775,000
$338price/sqft
$4,744/moest. monthly cost
$189,760/yrincome needed

About This Home

Third and Forth sleeping areas are available in this Peaceful & Serene Lakefront Retreat. Experience the tranquility of private cove living. Relax on sheltered patios, porches, or the year-round sunroom with access to a wraparound deck. The main floor offers primary BR with a walk through full bath to the kitchen, dbl. closets. Main level laundry. The open-concept living area features carpet and hardwood floors, a cozy gas log fireplace, and a charming loft above. The bsmt. offers another living space w/ a full kitchen, full ba., laundry plus access to outdoor spaces—perfect for guests, multi-generational families or ABNB. Enjoy the summers on your Dbl-deck boat slip w/ an additional enclosed boat garage. Dbl garage and single carport with a gravel pull off area perfect for multi parking spaces, a boat trailer or those lake toys. Furniture is negotiable. Must-see to truly appreciate its charm, functionality and income opportunity

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
W M Jenkins ElementaryGrades K-51.0 mi
3/10
Northview MiddleGrades 6-81.7 mi
4/10
Hickory HighGrades PK,9-122.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Aluminum,Block,Stucco,Shingle/Shake,Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Finished,Interior Entry,Storage Space

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Attic Other,Built-in Features,Soaking Tub,Open Floorplan,Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Wood
  • Fireplace features: Gas Log,Gas Vented,Living Room
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,292

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,292
  • Total interior livable area: 2,292 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 370520706510
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch
  • Has view: Yes
  • View description: Long Range,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Slip (Deed),Covered structure,Dock,Waterfront
  • Waterbody name: Lake Hickory

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$280$3,360
Property Taxes $333$3,996
Electricity $213$2,561
Total$4,744$56,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,651/yr
40% on housing$142,320/yr
45% on housing$126,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$168
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$775,000
2025-08-28Price change$784,900
2025-04-09Price change$799,900
2025-01-26Listed for sale$829,900
2023-05-01Sold$700,000
2022-12-08Listed for sale$700,000

For Sale by Agent

AgentPenni Grigg
BrokerageRE/MAX Southern Lifestyles

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