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625 4th Street Dr NW, Hickory, NC, 28601

5beds
4baths
3,732sqft
$699,700
$187price/sqft
$4,630/moest. monthly cost
$185,200/yrincome needed

About This Home

Exquisitely remodeled two-story home with basement in one of Hickory’s most sought-after downtown neighborhoods, offering 5 bedrooms, 4 full baths, and exceptional flexibility throughout. The finished walkout basement features a private living area, finished room, and full bath, making it ideal for guests, multigenerational living, a home office, recreation space, or future in-law accommodations. Conveniently located within walking distance to Lake Hickory Country Club and Oakwood Elementary, and just minutes from Frye Hospital, Lenoir-Rhyne University, parks, shopping, dining, and more. Situated on a desirable corner lot, the home features a 2-car covered parking area, 1-car garage, and charming covered side porch. Interior updates include refinished hardwood floors, fresh paint, new fixtures, a cozy fireplace, beautifully remodeled bathrooms, and a redesigned kitchen with soft-close cabinetry, quartz countertops, marble backsplash, stainless steel appliances, induction range, built-in seating area, and spacious dining room. The primary bath includes a tiled shower, elegant molding, and new double vanity. Beautifully remodeled, well-located, and full of flexibility, this is a must-see Hickory home.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
Oakwood ElementaryGrades PK-50.3 mi
3/10
Northview MiddleGrades 6-82.1 mi
4/10
Hickory HighGrades PK,9-120.9 mi

Construction

Condition

  • Year built: 1937

Materials

  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Full,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Fireplace features: Family Room
  • Finished area below ground: 752
  • Finished area above ground: 2,980

Heating & Cooling

  • Heating features: Central,Ductless,Forced Air,Heat Pump
  • Cooling features: Central Air,Ductless,Heat Pump

Interior Area

  • Total structure area: 2,980
  • Total interior livable area: 3,732 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 3703144248140000
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Side Porch

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway,Attached Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,538$42,456
Home Insurance *$253$3,036
Property Taxes $492$5,904
Electricity $347$4,171
Total$4,630$55,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,742/yr
40% on housing$138,900/yr
45% on housing$123,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$170
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$684,700
2026-07-11Listed for sale$699,700
2026-05-07Listing removed$699,700
2026-04-21Price change$699,700
2026-03-31Price change$713,000
2026-01-21Price change$724,900
2026-01-01Listed for sale$734,900
2025-12-24Listing removed$737,700
2025-10-15Price change$737,700
2025-09-17Price change$743,700
2025-08-05Price change$749,900
2025-07-23Price change$777,777
2025-07-09Price change$789,799
2025-05-02Listed for sale$799,700
2023-11-17Sold$354,000

For Sale by Agent

AgentMike Roberts
BrokerageFathom Realty NC LLC

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