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1240 10th Street Ln NW, Hickory, NC, 28601

3beds
2baths
2,266sqft
$474,999
$210price/sqft
$3,117/moest. monthly cost
$124,680/yrincome needed

About This Home

Experience the effortless luxury of single-story living in a highly sought-after Northwest Hickory neighborhood! This beautifully updated ranch features a desirable split-bedroom layout without navigating steps for ultimate accessibility. High-end finishes immediately catch your eye, highlighted by gleaming refinished hardwood floors, modern lighting, and a crisp, fresh color palette throughout. The inviting entry foyer leads into an expansive, open-concept family room centered around a painted brick fireplace, effortlessly transitioning into a formal dining space. Prepare meals in a sun-drenched chef's kitchen outfitted with premium Taj Mahal quartz countertops, classic subway tile accents, and stainless steel appliances. Just beyond, a bright and versatile sunroom features tiled flooring and expansive crank-out windows—a picturesque retreat for morning coffee that opens directly to a level patio and a private, tree-lined backyard. The massive primary sanctuary is a true showstopper, offering a dedicated sitting alcove, custom built-in shelving, a walk-in closet, and a spa-like bath complete with a Carrera marble custom shower and dual quartz vanities. On the opposite wing, two secondary bedrooms share a well-appointed Jack-and-Jill bath. A dedicated laundry and mudroom area adds perfect daily convenience. Impeccably styled and turnkey—schedule your tour today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Viewmont ElementaryGrades PK-51.2 mi
3/10
Grandview MiddleGrades 6-83.7 mi
4/10
Hickory HighGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Crawl Space
  • Roof: Fiberglass
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Electric Cooktop,Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Walk-In Closet(s)
  • Fireplace features: Living Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,266

Heating & Cooling

  • Heating features: Central
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 2,266
  • Total interior livable area: 2,266 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Built-in Features,Walk-In Closet(s)
  • Level: Main

Sunroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 2793129678400000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 0.52 Acres
  • Features: Cleared

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$171$2,052
Property Taxes $334$4,008
Electricity $211$2,532
Total$3,117$37,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,868/yr
40% on housing$93,510/yr
45% on housing$83,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$170
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$474,999
2026-07-21Listed for sale$474,999
2023-01-27Sold$380,000
2022-12-30Pending sale$399,900
2022-12-01Price change$399,900
2022-11-06Listed for sale$425,000
2020-12-01Sold$299,000
2020-10-16Pending sale$299,000
2020-10-08Listed for sale$299,000
2018-08-17Sold$197,000
2018-07-10Pending sale$210,000
2018-06-22Listed for sale$210,000
2017-04-18Sold$169,900
2017-02-28Price change$169,900
2017-01-23Price change$179,900
2016-12-14Listed for sale$189,900
2006-07-13Sold$158,000

For Sale by Agent

AgentJeff Murphy
BrokerageCOMPASS

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