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4934 E State Highway 10, Catawba, NC, 28609

2beds
1baths
1,260sqft
$249,000
$198price/sqft
$1,664/moest. monthly cost
$66,560/yrincome needed

About This Home

Welcome to this beautifully renovated, move-in-ready home, that perfectly blends modern upgrades with timeless charm. Situated on a spacious 1.37-acre lot, this home offers the ideal combination of comfort, style, and room to enjoy the outdoors. Inside, you'll find an impressive list of updates, including new electrical panels, new DWV plumbing, new flooring throughout, granite countertops, new stainless steel appliances, fresh interior and exterior paint, new light fixtures and more! The beautifully renovated bathroom features a new surround, new fixtures, a modern vanity, and a new toilet, creating a fresh, contemporary feel. The spacious living areas provide a comfortable and functional layout that's perfect for both everyday living and entertaining. With major system upgrades already completed, you can enjoy peace of mind knowing the work has been done for you. Conveniently located near shopping, dining, schools, parks, and major employment centers. This property also offers easy access to nearby cities making commuting and travel a breeze. Whether you're looking for your first home, a peaceful retreat, or a property with room to grow, this turnkey home offers endless possibilities. Don't miss the opportunity to make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
Catawba Elementary SchoolGrades PK-61.2 mi
4/10
Mill Creek MiddleGrades 7-82.6 mi
8/10
Bandys HighGrades PK,9-123.2 mi

Construction

Condition

  • Year built: 1943

Materials

  • Foundation: Crawl Space,Other - See Remarks
  • Construction materials: Brick Partial,Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Mud Room,Laundry Room,Washer Hookup

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,260

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 377104824266
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 1.37 Acres
  • Features: Cleared,Open Lot,Wooded

Parking

  • Parking features: Detached Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$100$1,200
Property Taxes $105$1,260
Electricity $200$2,405
Total$1,664$19,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,051/yr
40% on housing$49,920/yr
45% on housing$44,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 28609$217
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28609$179
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Listed for sale$249,000
2026-05-11Sold$125,000
2026-03-24Listed for sale$140,000

For Sale by Agent

AgentSarah Sztyber
BrokerageGodstead Properties

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