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121 5th Ave NE, Hickory, NC, 28601

5beds
4baths
3,889sqft
$649,900
$167price/sqft
$4,202/moest. monthly cost
$168,080/yrincome needed

About This Home

The Fox-Ingold House, known by most locals as the "Hospitality House," is now available! Located in the Claremont Historic District of downtown Hickory, this 1897 Queen Anne offers 5 bedrooms, 4 bathrooms and period detailing inside and out. Details include 9 fireplaces, each with unique mantels, hand carved stairway posts, stained glass windows, original hardwood flooring, original wainscoting, built-ins, the list goes on! The main level offers a large central foyer opening onto two front parlors, a dining room with original built-in china cabinet and wainscoting, main-level bedroom with en-suite bonus room, kitchen, laundry, and mud room. Wind your way upstairs via a hand-carved staircase made of heart pine, leading to another large landing with a stained glass exit to the centrally located upper level porch. Upstairs, four generously sized bedrooms all offer fireplaces and share a hall bathroom. Outside, a wonderful wrap-around porch welcomes guests year-round and features classic 19th century detailing that can only be found on historic properties. Located withing walking distance to downtown Hickory shopping and dining, LRU sporting events, and local schools and churches. Seller is a historic preservation organization requiring protective covenants attached to the deed at sale protecting the historic integrity of the structure, materials and site. Most changes proposed to the property will require seller’s review and approval. Modernization of the kitchen and baths are generally permitted. Roof on home will need to be replaced in near future. Seller is unsure of AC functionability.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Oakwood ElementaryGrades PK-50.4 mi
3/10
Northview MiddleGrades 6-82.1 mi
4/10
Hickory HighGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1897

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Tile,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,889

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,889
  • Total interior livable area: 3,889 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 370319618945
  • Zoning: O-I
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Wrap Around

Lot

  • Lot size: 0.37 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 0.37 Acre

Parking

  • Total spaces: 1
  • Parking features: Parking Lot
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$235$2,820
Property Taxes $319$3,828
Electricity $362$4,346
Total$4,202$50,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,068/yr
40% on housing$126,060/yr
45% on housing$112,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$170
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$699,900

For Sale by Agent

AgentRobin Creel
BrokerageColdwell Banker Boyd & Hassell

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