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302 S College Ave, Newton, NC, 28658

5beds
3baths
2,354sqft
$345,000
$147price/sqft
$2,331/moest. monthly cost
$93,240/yrincome needed

About This Home

Historic charm meets modern living with this expansive 5 bedroom 3 bath home with additional office/study on main level and bonus room on the upper level. Enjoy your morning coffee on the sweeping wrap-around front porch or unwind in the evenings on the tranquil screened-in back porch overlooking the fully fenced backyard with automatic gate system, separate deck/patio area, and 12x20 double loft storage shed. Just footsteps or a fun golf cart ride to your morning brew, shopping, local dining scenes, entertainment, and community festivals. Settle into this turnkey home, where space and convenience is never a compromise.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
South Newton ElementaryGrades PK-50.4 mi
5/10
Newton-Conover MiddleGrades 6-84.9 mi
6/10
Newton-Conover HighGrades 9-121.3 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Exterior Entry,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,354

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 2,354
  • Total interior livable area: 2,354 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 373016927560
  • Zoning: R-11
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$128$1,536
Property Taxes $240$2,880
Electricity $219$2,631
Total$2,331$27,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,920/yr
40% on housing$69,930/yr
45% on housing$62,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 28658$148
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28658$177
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$340,000
2026-07-08Listed for sale$345,000
2020-01-15Sold$178,000
2019-09-24Pending sale$175,000
2019-09-18Listed for sale$175,000
2014-03-21Sold$115,000
2013-09-11Listing removed$125,000
2013-08-08Listed for sale$125,000
2013-03-01Sold$124,000
2008-08-28Listing removed$175,755
2008-07-28Listed for sale$175,755
2008-04-15Sold$65,500
2007-11-19Sold$99,000

For Sale by Agent

AgentHolly Moretz
BrokeragePremier Realty Advisors

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