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2620 Mathis Church Rd, Catawba, NC, 28609

5beds
6baths
3,573sqft
$2,500,000
$700price/sqft
$15,000/moest. monthly cost
$600,000/yrincome needed

About This Home

Welcome to a truly one of a kind estate offering the perfect blend of luxury, privacy, recreation, and income potential. Conveniently located to Charlotte, Mooresville, Hickory, and Statesville and approximately 40 minutes from the Charlotte Douglas International Airport, this exceptional property also benefits from low taxes and a highly regarded school district. Imagine pulling up to your own private gated entrance and instantly feeling that deep sense of “I’m finally home”. The custom home features over 2800 sq ft of thoughtfully designed living space with 4 br and 3.5 baths, an open-concept floor plan, two fireplaces, a walk-through pantry, and extended two car garage and the peace of mind of a whole-house generator and 2 hot water heaters for convenience. The moment you step inside the home, you’re greeted by an impressive foyer that flows into a warm, open concept living space. Soaring vaulted ceilings and a cozy fireplace in the living room set the tone for relaxed evenings and unforgettable gatherings. The oversized gourmet kitchen is an absolute showstopper and is loaded with high-end KitchenAid appliances, a massive breakfast bar, incredible prep space, a huge walk-through pantry, and a dedicated coffee bar that’s perfect for lazy mornings or entertaining guests. Just off the kitchen, the sun drenched three season room with its own fireplace feels like your personal sanctuary. Picture yourself curled up with a book, watching the sunlight dance through the trees, or stepping out onto the expansive patio overlooking your private pond, fire pit, and garden. This is where memories will be made. The thoughtfully designed split-bedroom layout gives everyone their own space. The primary suite is pure luxury vaulted ceilings, a spa-like ensuite with his-and-hers sinks and a beautifully tiled shower, plus a massive walk-in closet that leads into an exceptionally functional laundry room. Complete with storage galore, a laundry sink, and folding counter. On the other side of the home, you’ll find a large bedroom with its own full bathroom that is ideal for guests or as a second primary ensuite. Two additional bedrooms share another full bath, and one includes a charming loft that’s included in the sale. A spacious office with built-in desks and a half bath offers the perfect work-from-home setup, with convenient access to the two-car garage. The garage is complete with extra bump-out space perfect for a home gym or additional storage. Step outside to your own private paradise featuring more than 20 acre a pond, couple of fire pits over 200 feet of serine creek frontage for outdoor adventures. Outdoor enthusiast will appreciate the abundant wildlife, including deer and turkey, making this an exceptional property for nature lovers and seasonal hunting. Adding incredible versatility is an impressive 3350 sq ft barn. The upper level includes 750 sq ft of storage and a beautifully finished 750 sq ft one bedroom one bath apartment, ideal for quests, extended family, or rental income. The lower level offer a half bath and spray foam insulation, a kitchenette and endless possibilities. Whether you envision hosting weddings and special events, operating a business, creating a workshop or expanding your recreational space, this barn is ready to bring your vision to life. With its unique combination of luxury living, breathtaking acreage, recreational opportunities, and exceptional income-producing potential this is far more than a home its a lifestyle and an investment all in one. Homes like this don’t come around often set up your private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
Balls Creek ElementaryGrades PK-64.1 mi
4/10
Mill Creek MiddleGrades 7-82.9 mi
8/10
Bandys HighGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Wall Oven
  • Laundry features: Inside,Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: 2nd Living Quarters

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Total Primary Heated Living Area: 2823
  • Door features: Screen Door(s)
  • Window features: Insulated Windows
  • Flooring: Concrete
  • Fireplace features: Fire Pit,Gas,Living Room,Outside
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 2,823

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,823
  • Total interior livable area: 3,573 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Kitchen

  • Features: Open Floorplan
  • Level: 2nd Living Quarters

Laundry

  • Features: Built-in Features,Storage
  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Open Floorplan,Vaulted Ceiling(s)
  • Level: Main

Living Room

  • Features: Open Floorplan
  • Level: 2nd Living Quarters

Office

  • Features: Built-in Features,Storage
  • Level: Main

Office

  • Level: 2nd Living Quarters

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Split BR Plan,Vaulted Ceiling(s)
  • Level: Main

Sunroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 3688028678450000
  • Zoning: R-40
  • Special condition: Standard
  • Other equipment: Generator
  • Exclusions: hot tub

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Patio
  • Exterior features: Fire Pit,Other - See Remarks
  • On waterfront: Yes
  • Waterfront features: Creek,Pond

Lot

  • Lot size: 20 Acres
  • Features: Pond(s),Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$1,008$12,096
Property Taxes $1,019$12,228
Electricity $332$3,993
Total$15,000$180,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$514,285/yr
40% on housing$450,000/yr
45% on housing$400,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$700This listing

vs Other Active Listings

Avg $/sqft

ZIP 28609$178
Catawba County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 28609$179
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$2,450,000
2026-08-05Price change$2,495,000
2026-05-23Listed for sale$2,500,000
2018-07-02Sold$130,000
2018-03-30Pending sale$139,999
2018-02-15Listed for sale$139,999

For Sale by Agent

AgentDana Bean
BrokerageKeller Williams Advantage

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