4950 Surfwood Dr, Sherrills Ford, NC, 28673
About This Home
Welcome to this beautifully maintained home in the highly desirable Moonlite Bay community, offering convenient access to Lake Norman. This thoughtfully designed home features 10’ ceilings on the main level, creating an open and airy feel throughout. The spacious primary suite serves as a private retreat, complete with dual walk-in closets and a luxurious bath featuring an impressive soaking tub. The gourmet kitchen is both stylish and functional, showcasing gorgeous quartz countertops and a modern backsplash—perfect for everyday living and entertaining. Enjoy outdoor living year-round on the expansive 16’ x 19’ screened porch, ideal for relaxing or hosting guests. The current owner has taken great pride in the beautifully landscaped flower garden, adding charm, color, and curb appeal to the property. Situated just minutes from shopping, dining, and daily conveniences, this home has been meticulously cared for and offers the perfect balance of comfort, style, and location. Don’t miss this opportunity to enjoy Lake Norman living in one of the area’s most sought after communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Construction materials: Fiber Cement,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Exhaust Hood,Washer,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
- Door features: Sliding Doors
- Flooring: Laminate,Tile
- Finished area below ground: 0
- Finished area above ground: 3,607
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 3,607
- Total interior livable area: 3,607 sqft
Living Room
- Level: Main
- Area: 316.535
- Dimensions: 21' 10" X 14' 6"
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Upper
- Area: 418.9475
- Dimensions: 28' 3" X 14' 10"
Property
Accessibility
- Accessibility features: Two or More Access Exits
Details
- Parcel number: 4606048461010000
- Zoning: R-30
- Special condition: Standard
- Exclusions: Refrigerator
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Screened
- Waterfront features: Beach - Public
- Waterbody name: Lake Norman
Lot
- Lot size: 0.46 Acres
- Features: Cleared,Level
- Lot size dimensions: 112'*180'*113'*180
Parking
- Total spaces: 8
- Parking features: Circular Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Parking Space(s),Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Catawba County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $306 | $3,672 |
| Electricity | $335 | $4,031 |
| Total | $4,917 | $59,004 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $849,000 |
| 2021-09-17 | Sold | $70,000 |
| 2006-02-14 | Sold | $25,000 |
For Sale by Agent
View on Zillow