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517 N Carolina Ave, Maiden, NC, 28650

3beds
1baths
1,283sqft
$180,000
$140price/sqft
$1,283/moest. monthly cost
$51,320/yrincome needed

About This Home

Classic all-brick construction, hardwood floors, covered rear porch and large enclosed utility area. Updated bathroom with newer vanity, shower, and toilet. Nice fully fenced yard with a modern storage shed. With your personalization, this could be your perfect affordable dream cottage. Garage building is shared with the neighbor, so it is built across the property line. This home is being sold as a short-sale, so special conditions and an extended closing timeline apply. Free buyer consultation with a short-sale specialist at Jackson Law prior to seller acceptance of the offer.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Maiden ElementaryGrades PK-60.3 mi
7/10
Maiden Middle SchoolGrades 7-80.3 mi
5/10
Maiden HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Utility Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Flooring: Vinyl,Wood
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,283

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,283
  • Total interior livable area: 1,283 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3647131388410000
  • Zoning: High DE R-8
  • Special condition: Short Sale Subject to Approval

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$58$696
Property Taxes $115$1,380
Electricity $200$2,405
Total$1,283$15,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,988/yr
40% on housing$38,490/yr
45% on housing$34,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28650$177
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28650$165
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$180,000
2024-09-25Sold$180,000
2024-07-31Price change$185,000
2024-07-13Price change$195,000
2024-07-03Price change$200,000
2024-06-19Listed for sale$205,000
2024-05-29Sold$175,500
2016-03-10Sold$63,000
2015-06-27Price change$65,000
2015-01-26Price change$70,000
2014-02-05Listed for sale$80,000
2012-12-04Listing removed$80,000
2011-11-05Listed for sale$80,000

For Sale by Agent

AgentBruce Hurley
BrokerageMark Spain Real Estate

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