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2231 Claremont Rd, Newton, NC, 28658

2beds
1baths
1,780sqft
$229,900
$129price/sqft
$1,549/moest. monthly cost
$61,960/yrincome needed

About This Home

Charming home in a convenient Newton location offering comfortable living and great potential. This property features a functional layout, spacious living areas, and a generous yard perfect for outdoor enjoyment. Home has been repaired with new carpets and laminate flooring, new kitchen cabinets and countertop just to name a few. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home provides solid value with room to make it your own. Conveniently located near local amenities, shopping, and dining.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
Balls Creek ElementaryGrades PK-63.3 mi
3/10
Mill Creek MiddleGrades 7-85.0 mi
8/10
Bandys HighGrades PK,9-125.5 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,780

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,780
  • Total interior livable area: 1,780 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3659062858550000
  • Zoning: R-30
  • Special condition: Notice Of Default

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 102 x 172 x 102 x 171

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Drought
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$85$1,020
Property Taxes $102$1,224
Electricity $200$2,405
Total$1,549$18,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,108/yr
40% on housing$46,470/yr
45% on housing$41,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 28658$149
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28658$177
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-05Sold$129,900

Unknown Listed By

AgentNancy Braun
BrokerageShowcase Realty LLC

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