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476 44th Avenue Dr NW, Hickory, NC, 28601

5beds
4baths
3,410sqft
$1,450,000
$425price/sqft
$9,192/moest. monthly cost
$367,680/yrincome needed

About This Home

Experience breathtaking million-dollar, main-channel views from this exceptional waterfront estate in one of Hickory's most prestigious lakefront communities. Situated on a private 0.46-acre lot with approximately 141 feet of pristine Lake Hickory shoreline, this 5-bedroom home offers year-round water views, a private dual covered boat dock, and effortless luxury living. Recent improvements include a freshly painted exterior, new gutters, a new seawall, new stairs to the water, and an expansive Trex deck designed to maximize the panoramic Lake Hickory views. The thoughtfully designed main level is ideal for effortless entertaining, featuring a soaring two-story foyer, formal living and dining rooms, a spacious great room with beamed ceilings, gas-log fireplace, wet bar, and expansive windows showcasing spectacular lake views. The updated kitchen offers an oversized center island, custom cabinetry, granite countertops, stainless steel appliances, and a bayed breakfast area overlooking the water. A guest suite with full bath, laundry room, and powder room complete the main level. The luxurious primary suite is a true retreat, framing breathtaking views of Lake Hickory from its bay-window sitting area and offering a fireplace, spa-inspired bath with heated tile floors, dual vanities, tiled walk-in shower, and oversized walk-in closet. Three additional bedrooms provide generous accommodations, including two with private balconies overlooking the lake. The full unfinished, plumbed basement offers outstanding potential for a recreation room, home gym, media room, guest suite, or additional living space. Outside, enjoy panoramic lake views from the expansive main-level deck or spend your days boating, fishing, kayaking, and paddleboarding from your private dock. Located in a sought-after neighborhood with a community pool and low HOA dues, this exceptional property offers the ultimate Lake Hickory lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
W M Jenkins ElementaryGrades K-51.0 mi
3/10
Northview MiddleGrades 6-81.9 mi
4/10
Hickory HighGrades PK,9-123.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Brick Partial,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Mud Room,Main Level

Basement

  • Features: Storage
  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Exterior Entry,Sump Pump,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Main

Bedroom S

  • Features: Attic Stairs Pulldown,Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Breakfast

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Storage,Walk-In Closet(s),Wet Bar
  • Door features: French Doors,Pocket Doors,Sliding Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas,Gas Log,Primary Bedroom
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,410

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,410
  • Total interior livable area: 3,410 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 371517022107
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Exterior features: Other - See Remarks
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Covered structure,Retaining Wall,Dock,Waterfront
  • Waterbody name: Lake Hickory

Lot

  • Lot size: 0.46 Acres
  • Features: Sloped,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$524$6,288
Property Taxes $1,020$12,240
Electricity $317$3,811
Total$9,192$110,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,154/yr
40% on housing$275,760/yr
45% on housing$245,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$167
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,450,000
2026-03-04Listing removed$1,350,000
2025-11-24Listed for sale$1,350,000
2017-10-13Sold$575,000
2017-09-19Listed for sale$599,900
2017-08-18Pending sale$599,900
2017-06-29Listed for sale$599,900
2016-09-01Listing removed$659,000
2016-06-27Price change$659,000
2015-03-02Listed for sale$679,000
2014-10-13Listing removed$679,000
2014-04-29Listed for sale$679,000

For Sale by Agent

AgentLeslie Sullivan
BrokerageRealty Executives of Hickory

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