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3704 8th Street Pl NW, Hickory, NC, 28601

4beds
7baths
4,867sqft
$850,000
$175price/sqft
$5,656/moest. monthly cost
$226,240/yrincome needed

About This Home

Exquisite all-brick 2.5-story luxury residence with a partially finished basement, located in the prestigious lakefront community of Governor’s Harbor in northwest Hickory. This exceptional home offers refined living with four spacious bedrooms, each featuring a private ensuite bath, thoughtfully designed for both comfort and sophistication. A grand foyer sets the tone with abundant light and opens to elegant formal living and dining rooms, gleaming hardwood floors, and a beautifully appointed family room with gas log fireplace. The recently renovated gourmet kitchen is a showpiece, featuring newer Kitchenaid appliances, a generous center island, pot filler, and seamless flow into the family room with gas log fireplace—perfect for effortless entertaining. Tastefully curated, custom décor enhances the home’s distinctive character. The upper level hosts four luxurious ensuite bedrooms, including an impressive primary suite with dual walk-in closets, a spa-inspired bath with soaking tub, private water closet and separate shower. Plush carpeting adds comfort to each bedroom retreat. A fully finished bonus room with small 'office closet' and full bath are found on the third floor and make for a perfect movie room, workout studio or flex space. The partially finished lower level is designed for elevated entertaining, offering a sophisticated lounge complete with wet bar, beverage refrigerator, full bath, and private office or additional flex space. Additional unfinished space provides endless possibilities for a workshop, fitness studio, or expanded living area. Outdoor living is equally impressive with a fully fenced, private backyard, covered patio, and upper-level deck which is ideal for relaxing or hosting gatherings. A main-level garage and circular drive adds convenience. Residents enjoy lake access and a community dock within this exclusive neighborhood. Ideally located in NW Hickory, Governor’s Harbor is just minutes from shopping, dining, city amenities, private and public schools, and more. Low HOA dues of only $780 per year. Recent updates include newer roof and HVAC systems. This distinguished home blends timeless elegance, modern comfort, and premier lake community living. Don't miss the opportunity to see this one!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

4/10
W M Jenkins ElementaryGrades K-51.3 mi
3/10
Northview MiddleGrades 6-81.7 mi
4/10
Hickory HighGrades PK,9-122.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Construction materials: Brick Full,Synthetic Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Gas Cooktop,Microwave,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Laundry Room,Main Level,Upper Level

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third

Breakfast

  • Level: Main

Den

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Pantry,Wet Bar
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas Log
  • Finished area below ground: 1,013
  • Finished area above ground: 3,854

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,293
  • Total interior livable area: 4,867 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Basement

Primary Bedroom

  • Level: Upper

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 3704064994970000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2
  • Patio & porch: Covered,Deck
  • Fencing: Back Yard,Fenced
  • Waterfront features: Boat Slip – Community
  • Waterbody name: Lake Hickory

Lot

  • Lot size: 0.38 Acres
  • Features: Level

Parking

  • Total spaces: 8
  • Parking features: Circular Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$307$3,684
Property Taxes $598$7,176
Electricity $453$5,439
Total$5,656$67,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,920/yr
40% on housing$169,680/yr
45% on housing$150,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$170
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$874,900
2014-10-10Sold$413,500
2014-06-06Price change$429,900
2014-01-29Price change$449,000
2012-09-26Listed for sale$499,000
2012-03-23Listing removed$550,000
2010-05-01Listed for sale$550,000

For Sale by Agent

AgentXan Pilgrim
BrokerageThe Joan Killian Everett Company, LLC

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