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1244 21st St NE, Hickory, NC, 28601

4beds
2baths
2,027sqft
$269,900
$133price/sqft
$1,850/moest. monthly cost
$74,000/yrincome needed

About This Home

Charming Updated 1927 Home in Desirable NE Hickory. Discover the perfect blend of historic charm and modern convenience in this inviting 4-bedroom, 1.5-bath home nestled on a level corner lot. Rich in character, this well-maintained home features a welcoming covered rocking-chair front porch, stone walkway, and timeless curb appeal. Inside, a spacious foyer with beautiful hardwood floors sets the stage for the home's warmth and charm. The cozy den features a gas freestanding fireplace, while the formal dining room offers built-in cabinetry and laminate flooring with a tile-look design—ideal for everyday living and entertaining. The spacious kitchen provides plenty of room for meal preparation and gathering, with convenient access to a side deck for outdoor dining and relaxation. The main level includes two bedrooms with hardwood floors, a full bath with tub/shower combination, a separate laundry room, and access to the rear patio. Upstairs you'll find two additional bedrooms, a dedicated home office or flex space, and a half bath. Abundant storage includes multiple closets and floored walk-in attic space. Additional updates include replacement windows and low-maintenance vinyl siding with stone accents. A detached outbuilding with a garage door, electric space heater, and loft storage offers outstanding flexibility as a workshop, hobby space, home gym, or additional storage. Conveniently located in NE Hickory, this home provides easy access to downtown Hickory, Lenoir-Rhyne University, shopping, dining, parks, medical facilities, and major highways while offering the charm and character that only a historic home can provide. Don't miss this unique opportunity to own a character-filled home with versatile living space, modern updates, abundant storage, and an excellent NE Hickory location!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
4/10
Harry M Arndt MiddleGrades 7-82.6 mi
7/10
Saint Stephens HighGrades PK,9-122.5 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Attic Other,Built-in Features,Storage
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Other - See Remarks
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,027

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wall Furnace,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,027
  • Total interior livable area: 2,027 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 371316834858
  • Zoning: R-3
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio

Lot

  • Lot size: 0.63 Acres
  • Features: Cleared,Corner Lot,Level

Parking

  • Parking features: Detached Carport,Driveway,Other - See Remarks
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$97$1,164
Property Taxes $189$2,268
Electricity $200$2,405
Total$1,850$22,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,428/yr
40% on housing$55,500/yr
45% on housing$49,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28601$171
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28601$183
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$269,900
2026-04-08Price change$279,900
2026-03-05Price change$299,900
2026-02-05Listed for sale$309,900

For Sale by Agent

AgentKathryn Herman
BrokerageColdwell Banker Boyd & Hassell

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