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1848 Twain St, Newton, NC, 28658

3beds
2baths
1,165sqft
$263,000
$226price/sqft
$1,810/moest. monthly cost
$72,400/yrincome needed

About This Home

Charming 3-bedroom, 2-bath home in Newton featuring spacious rooms and a great layout designed for comfortable living. Situated on a generous lot with plenty of outdoor space to enjoy, this property also includes a detached garage offering extra storage or workshop potential. Conveniently located near shopping, dining, and everyday amenities, this home is full of possibilities for its next owner!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Startown ElementaryGrades PK-60.2 mi
7/10
Maiden Middle SchoolGrades 7-84.7 mi
5/10
Maiden HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Closet

Bathroom Full

  • Level: Main
  • Area: 38.8075
  • Dimensions: 4' 9" X 8' 2"

Bathroom Full

  • Level: Main
  • Area: 28.88
  • Dimensions: 4' 9" X 6' 1"

Bedroom S

  • Level: Main
  • Area: 120.75
  • Dimensions: 10' 6" X 11' 6"

Bedroom S

  • Level: Main
  • Area: 171.2714
  • Dimensions: 10' 4" X 16' 7"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,165

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,165
  • Total interior livable area: 1,165 sqft

Kitchen

  • Level: Main
  • Area: 149.445
  • Dimensions: 14' 7" X 10' 3"

Living Room

  • Level: Main
  • Area: 229.9425
  • Dimensions: 17' 3" X 13' 4"

Primary Bedroom

  • Level: Main
  • Area: 139.125
  • Dimensions: 10' 6" X 13' 3"

Property

Details

  • Parcel number: 3629156464810000
  • Zoning: R-20A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Drought
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,329$15,948
Home Insurance *$98$1,176
Property Taxes $183$2,196
Electricity $200$2,405
Total$1,810$21,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,057/yr
40% on housing$54,300/yr
45% on housing$48,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 28658$149
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28658$177
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$263,000
2026-05-29Listed for sale$263,000
2026-04-15Sold$240,000
2014-02-04Sold$73,900
2013-12-19Sold$55,250
2013-11-23Pending sale$74,900
2013-10-17Price change$74,900
2013-09-28Listed for sale$130,000
2009-07-14Sold$115,000
2006-10-12Sold$60,690

For Sale by Agent

AgentLisa Belk
BrokerageMark Spain Real Estate

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