See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4473 Ridge St, Claremont, NC, 28610

2beds
2baths
1,598sqft
$600,000
$375price/sqft
$3,693/moest. monthly cost
$147,720/yrincome needed

About This Home

Fully renovated in 2022, this 2 bed, 2 bath lake cabin offers the perfect blend of modern updates and classic charm. The open layout features a cozy fireplace, a loft, and a basement recreation space — plenty of room for everyone. Step outside to your private boat dock, paddle boat launch, and an outdoor shower — because lake days were meant to be lived fully. Located minutes from Hickory and Statesville with easy access to Rock Barn Golf Course and Spa, dining, and shopping. A rare turnkey lakefront property with strong short-term rental potential. Properties like this don’t come around often.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Oxford ElementaryGrades PK-62.7 mi
4/10
River Bend MiddleGrades 7-81.0 mi
4/10
Bunker Hill HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Range
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,598

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Property

Details

  • Parcel number: 3774034071880000
  • Zoning: R-40
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock,Paddlesport Launch Site,Waterfront
  • Waterbody name: Lookout Shoals Lake

Lot

  • Lot size: 0.08 Acres
  • Features: Flood Plain/Bottom Land,Level,Paved,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$236$2,832
Property Taxes $224$2,688
Electricity $200$2,405
Total$3,693$44,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,617/yr
40% on housing$110,790/yr
45% on housing$98,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 28610$152
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28610$196
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$600,000
2021-12-02Sold$130,000
2021-11-29Contingent$149,750
2021-11-24Listed for sale$149,750

For Sale by Agent

AgentKym Baity
BrokerageMethod Real Estate Advisors

Similar Homes